Credit union · NCUA insured
First Pioneers FCU Credit Card Rates
First Pioneers FCU credit card rates start at 8.75% APR. Rates checked October 16, 2026.
How First Pioneers FCU’s credit card rates compare
Compared with banks and credit unions near Lafayette, LA, where First Pioneers FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
First Pioneers FCU
– –
- Annual fee
- —
- Up to
- —
No ongoing APR published
Lowest rate
Acadian FCU
9.20%APR
- Annual fee
- $10
- Up to
- —
2nd-lowest rate
CUSA Federal Credit Union
9.90%APR
- Annual fee
- None
- Up to
- 14.90% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cajun Credit Visa Classic Card
Membership at First Pioneers does not guarantee approval. Cards are issued based on credit rating. No monthly fee, no annual fee, and no fee to transfer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 9.75% | None | Introductory APR for purchases for 180 days (6 months) from card issuance. After discounted period expires, APR increases to non-discount rate (12.75%). Late payment may end introductory APR. |
| Ongoing | 12.75% | None | Standard non-discount APR for purchases after introductory period expires. |
| Intro, 12 months | 9.75% | None | Introductory APR for balance transfers for 365 days (12 months) from card issuance (or 12 months for balance transfer of $250 or more). After discounted period expires, APR increases to non-discount rate (12.75%). |
| Ongoing | 15.00% | None | Standard APR for cash advances. Cash advance fee is $3.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $15.00). |
Sources (2)
All captured Oct 5, 2026
Cajun Credit Visa Gold Card
Membership at First Pioneers does not guarantee approval. Cards are issued based on credit rating. No monthly fee, no annual fee, and no fee to transfer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 6.75% | None | Introductory APR for purchases for 180 days (6 months) from card issuance. After discounted period expires, APR increases to non-discount rate (8.75%). Late payment may end introductory APR. |
| Ongoing | 8.75% | None | Standard non-discount APR for purchases after introductory period expires. |
| Intro, 12 months | 6.75% | None | Introductory APR for balance transfers for 365 days (12 months) from card issuance (or 12 months for balance transfer of $250 or more). After discounted period expires, APR increases to non-discount rate (8.75%). |
Sources (2)
All captured Oct 5, 2026
Who can join First Pioneers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Acadia, Beauregard, Calcasieu, Cameron, Iberia, Jefferson Davis, Lafayette, St. Landry, St. Martin, St. Mary, or Vermilion Parishes.
Employers and groups
- Employees or members of 70 Select Employee Groups (SEGs) served by the credit union.
Family and household
- Immediate family members of current First Pioneers FCU members, defined as parents, children, grandchildren, and siblings.
Membership information collected October 5, 2026.