Credit union · NCUA insured
First Pioneers FCU Auto Loan Rates
First Pioneers FCU auto loans start at 5.00% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How First Pioneers FCU’s auto loan rates compare
Compared with banks and credit unions near Lafayette, LA, where First Pioneers FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
First Pioneers FCU
5.00%APR
- Terms
- up to 84 months
- Up to
- —
Cars and Trucks/New and Program
Lowest rate
Maple Federal Credit Union
3.49%APR
- Terms
- up to 96 months
- Up to
- —
2nd-lowest rate
705 FCU
4.25%APR
- Terms
- up to 72 months
- Up to
- 17.00% APR
First Pioneers FCU auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where First Pioneers FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Cars and Trucks/New and Program
Qualified borrowers can finance up to 100% of vehicle purchase price plus tax, title, and license with terms up to seven years. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.00% | Rate requires A+ credit rating. APR based on creditworthiness and term of loan. |
Sources (1)
- firstpioneers.com/auto-loans · captured Oct 5, 2026
Used Cars
Pre-approvals available. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.50% | Rate requires A+ credit rating. APR based on creditworthiness and term of loan. |
Sources (1)
- firstpioneers.com/auto-loans · captured Oct 5, 2026
Who can join First Pioneers FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Acadia, Beauregard, Calcasieu, Cameron, Iberia, Jefferson Davis, Lafayette, St. Landry, St. Martin, St. Mary, or Vermilion Parishes.
Employers and groups
- Employees or members of 70 Select Employee Groups (SEGs) served by the credit union.
Family and household
- Immediate family members of current First Pioneers FCU members, defined as parents, children, grandchildren, and siblings.
Membership information collected October 5, 2026.