Credit union · NCUA insured
Dover Federal Credit Union CD Rates
A $734.9M credit union headquartered in Dover, DE, with 42,909 members and 8 branches in Delaware.
How Dover Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Dover, DE, where Dover Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dover Federal Credit Union
4.25%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $534
IRA Certificates
Top rate
WSFS Bank
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $246
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Certificates
Up to 4.25%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawals are subject to a penalty and will reduce APY | 4.00% | $400 |
| 15 monthsEarly withdrawals are subject to a penalty and will reduce APY | 4.25% | $534 |
| 24 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.50% | $506 |
| 36 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.25% | $690 |
| 48 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.25% | $931 |
| 60 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.25% | $1,177 |
Share Certificates
Up to 4.25%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6-Month term not available on IRA Certificates. Early withdrawals are subject to a penalty and will reduce APY | 3.75% | $186 |
| 12 monthsEarly withdrawals are subject to a penalty and will reduce APY | 4.00% | $400 |
| 15 monthsEarly withdrawals are subject to a penalty and will reduce APY | 4.25% | $534 |
| 24 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.50% | $506 |
| 36 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.25% | $690 |
| 48 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.25% | $931 |
| 60 monthsEarly withdrawals are subject to a penalty and will reduce APY | 2.25% | $1,177 |
Who can join Dover Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retired pensioners of eligible employer groups.
- Membership is open to members or volunteers of specified partner community organizations and associations.
Military, government and schools
- Membership is available to teachers, staff members, or students of specified affiliated educational institutions and districts in Delaware.
- Membership is available to military personnel, civilian employees, contractors, and retirees of the U.S. Government who work at or are assigned to the U.S. Air Force Dover Air Force Base and the Delaware National Guard.
Family and household
- Membership is available to immediate family members of individuals eligible through listed partner employers and organizations.
Other ways
- Applicants who do not meet other eligibility criteria can qualify for membership by joining Friends of Bombay Hook.
Cost to join
- An initial deposit of $5 is required to complete the membership application.
Membership information collected October 4, 2026.