Credit union · NCUA insured
Dover Federal Credit Union Auto Loan Rates
Dover Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 22, 2026.
How Dover Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dover, DE, where Dover Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dover Federal Credit Union
5.24%APR
- Terms
- up to 84 months
Auto Loans
Lowest rate
Provident Federal Credit Union
4.26%APR
- Terms
- up to 72 months
3rd-lowest rate
Tidemark Federal Credit Union
5.25%APR
- Terms
- —
Dover Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dover Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.24% | New Autos are the three most recent model years. Subject to credit approval. Terms up to 84 months. Financing up to 130%. |
| up to 84 months | 5.49% | Used Autos are model years 2017 through 2023. Subject to credit approval. Terms up to 84 months. Financing up to 130%. |
Motorcycles
Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.25% | Subject to credit approval. |
Sources (1)
- doverfcu.com/rates · captured Oct 3, 2026
Who can join Dover Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retired pensioners of eligible employer groups.
- Membership is open to members or volunteers of specified partner community organizations and associations.
Military, government and schools
- Membership is available to teachers, staff members, or students of specified affiliated educational institutions and districts in Delaware.
- Membership is available to military personnel, civilian employees, contractors, and retirees of the U.S. Government who work at or are assigned to the U.S. Air Force Dover Air Force Base and the Delaware National Guard.
Family and household
- Membership is available to immediate family members of individuals eligible through listed partner employers and organizations.
Other ways
- Applicants who do not meet other eligibility criteria can qualify for membership by joining Friends of Bombay Hook.
Cost to join
- An initial deposit of $5 is required to complete the membership application.
Membership information collected October 4, 2026.