Credit union · NCUA insured
Dover Federal Credit Union Credit Card Rates
Dover Federal Credit Union credit cards start at 10.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Dover Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Dover, DE, where Dover Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dover Federal Credit Union
10.24%APR
Advantage Mastercard®
Lowest rate
American Spirit Federal Credit Union
9.50%APR
2nd-lowest rate
Delaware State Police Federal Credit Union
9.90%APR
Dover Federal Credit Union credit card score
81
Credit card score
Higher than 56% of U.S. banks and credit unions
- Purchase APRPurchase APR10.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dover Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Advantage Mastercard®
All loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates quoted are subject to change and may not apply to refinances of existing Dover FCU loans. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.24% | None | Variable rate. Subject to credit approval and individual creditworthiness. No annual fee. 25-day grace period for purchases. |
Cash Back Mastercard®
All loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates quoted are subject to change and may not apply to refinances of existing Dover FCU loans. 25-day grace period for purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Subject to credit approval and individual creditworthiness. No annual fee. 25-day grace period for purchases. |
Mastercard Secured Credit Card
All loans are subject to credit approval and are granted based on individual creditworthiness, the ability to repay and credit score. Rates shown may not apply to every borrower. Rates quoted are subject to change. Quoted rates may not apply to refinances of existing Dover FCU loans.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.90% | None | Subject to credit approval and individual creditworthiness. |
Sources (1)
- doverfcu.com/rates · captured Oct 22, 2026
Who can join Dover Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retired pensioners of eligible employer groups.
- Membership is open to members or volunteers of specified partner community organizations and associations.
Military, government and schools
- Membership is available to teachers, staff members, or students of specified affiliated educational institutions and districts in Delaware.
- Membership is available to military personnel, civilian employees, contractors, and retirees of the U.S. Government who work at or are assigned to the U.S. Air Force Dover Air Force Base and the Delaware National Guard.
Family and household
- Membership is available to immediate family members of individuals eligible through listed partner employers and organizations.
Other ways
- Applicants who do not meet other eligibility criteria can qualify for membership by joining Friends of Bombay Hook.
Cost to join
- An initial deposit of $5 is required to complete the membership application.
Membership information collected October 4, 2026.