Credit union · NCUA insured
Community Credit Union of Florida Credit Card Rates
Top CarrotCommunity Credit Union of Florida credit cards start at 12.99% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Community Credit Union of Florida’s credit card rates compare
Compared with banks and credit unions near Palm Bay, FL, where Community Credit Union of Florida has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community Credit Union of Florida
12.99%APR
- Up to
- 24.99% APR
VISA Platinum
Lowest rate
Priority Credit Union
8.99%APR
- Up to
- —
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Community Credit Union of Florida credit card score
67
Credit card score
Higher than 18% of U.S. banks and credit unions
- Purchase APRPurchase APR12.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Credit Union of Florida ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum
No annual fee. 25-day grace period on purchases when paid in full by due date. Rates based on creditworthiness. Rate ranges from 12.99% to 24.99% APR (disclosure lists 10.90% to 17.95% APR).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99%–24.99% | None | Purchase, Balance Transfer, and Cash Advance APR. Stated as low as 12.99% APR (ranging from 12.99% to 24.99% APR). Rates based on creditworthiness. No annual fee. |
2 more rates on its site come from an older rate sheet (2010) and aren’t shown as current.
Sources (2)
All captured Oct 5, 2026
VISA Platinum Rewards
No annual fee. Variable rate card. Rates based on creditworthiness, ranging from 15.24% to 21.50% APR. 25-day grace period on purchases when paid in full by due date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.24%–21.50% | None | Purchase, Balance Transfer, and Cash Advance APR. Stated as low as 15.24% APR (ranging from 15.24% to 21.50% APR). Variable rate based on credit history, loan terms, and borrower qualifications. No annual fee. |
Sources (3)
- ccuflorida.org/home/rates/visa
- ccuflorida.org/home/personal/credit
- ccuflorida.org/home/personal/credit/rewards_credit_card
All captured Oct 5, 2026
VISA Platinum Secured
Secured by funds in Share Savings account. No annual fee. 25-day grace period when balance paid in full by due date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.00% | None | Purchase, Balance Transfer, and Cash Advance APR. Secured by funds in Share Savings account. No annual fee. |
One more rate on its site comes from an older rate sheet (2010) and isn’t shown as current.
Sources (3)
- ccuflorida.org/home/rates/visa
- ccuflorida.org/home/fiFiles/st…a%20disclosure_93010.pdf
- ccuflorida.org/home/personal/credit
All captured Oct 5, 2026
Who can join Community Credit Union of Florida
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Employers and groups
- Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc. are eligible for membership.
- Members of an organization or association affiliated with any of the qualifying groups are eligible for membership.
- Retirees of a business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Military, government and schools
- Employees of the educational system, health care, public information commerce, or public service in Orange County are eligible for membership.
Family and household
- Immediate family members of a current CCU member are eligible for membership.
Membership information collected October 5, 2026.