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Community Credit Union of Florida Auto Loan Rates
Top CarrotCommunity Credit Union of Florida auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How Community Credit Union of Florida’s auto loan rates compare
Compared with banks and credit unions near Palm Bay, FL, where Community Credit Union of Florida has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Community Credit Union of Florida
5.49%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans - Model Years, 2024 - 2027
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Discount
- None included
2nd-lowest rate
Northrop Grumman Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Community Credit Union of Florida auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Credit Union of Florida ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - Model Year, 2018 and older
Loan rates are based on credit history, loan terms, and borrower qualifications. Up to 125% financing. Model Year 2018 and older.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.49% | Up to 125% Financing; Cost per $1,000 Borrowed: $24.18. Individual rates determined by credit score and credit history. |
| up to 60 months | 7.74% | Up to 125% Financing; Cost per $1,000 Borrowed: $19.71. Individual rates determined by credit score and credit history. |
| up to 66 months | 7.99% | Up to 125% Financing; Cost per $1,000 Borrowed: $18.78. Individual rates determined by credit score and credit history. |
| up to 75 months | 8.49% | Up to 125% Financing; Cost per $1,000 Borrowed: $17.24; Minimum Loan Amount $20,000. Individual rates determined by credit score and credit history. |
Sources (1)
- ccuflorida.org/home/rates/loan · captured Oct 15, 2026
Auto Loans - Model Years, 2019 - 2023
Loan rates are based on credit history, loan terms, and borrower qualifications. Up to 125% financing. Model Years 2019 - 2023.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | Up to 125% Financing; Cost per $1,000 Borrowed: $23.26. Individual rates determined by credit score and credit history. |
| up to 60 months | 5.74% | Up to 125% Financing; Cost per $1,000 Borrowed: $19.22. Individual rates determined by credit score and credit history. |
| up to 66 months | 5.99% | Up to 125% Financing; Cost per $1,000 Borrowed: $17.83. Individual rates determined by credit score and credit history. |
| up to 75 months | 6.49% | Up to 125% Financing; Cost per $1,000 Borrowed: $16.26; Minimum Loan Amount $15,000. Individual rates determined by credit score and credit history. |
| up to 84 months | 6.99% | Up to 125% Financing; Cost per $1,000 Borrowed: $15.09; Minimum Loan Amount $25,000. Individual rates determined by credit score and credit history. |
Sources (1)
- ccuflorida.org/home/rates/loan · captured Oct 15, 2026
Auto Loans - Model Years, 2024 - 2027
Loan rates are based on credit history, loan terms, and borrower qualifications. Up to 125% financing. Model Years 2024 - 2027.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Up to 125% Financing; Cost per $1,000 Borrowed: $29.97. Individual rates determined by credit score and credit history. |
| up to 48 months | 5.24% | Up to 125% Financing; Cost per $1,000 Borrowed: $23.15. Individual rates determined by credit score and credit history. |
| up to 60 months | 5.49% | Up to 125% Financing; Cost per $1,000 Borrowed: $19.10. Individual rates determined by credit score and credit history. |
| up to 66 months | 5.74% | Up to 125% Financing; Cost per $1,000 Borrowed: $17.71. Individual rates determined by credit score and credit history. |
| up to 75 months | 6.24% | Up to 125% Financing; Cost per $1,000 Borrowed: $16.14. Individual rates determined by credit score and credit history. |
| up to 84 months | 6.49% | Up to 125% Financing; Cost per $1,000 Borrowed: $14.85; Minimum Loan Amount $25,000. Individual rates determined by credit score and credit history. |
Sources (1)
- ccuflorida.org/home/rates/loan · captured Oct 15, 2026
New Motorcycle Loans
Loan rates are based on credit history, loan terms, and borrower qualifications. Up to 90% financing. Less than 5000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.89% | Up to 90% financing. Cost per $1,000 Borrowed: $23.44. Individual rates determined by credit score and credit history. Less than 5000 miles. |
| up to 60 months | 5.89% | Up to 90% financing. Cost per $1,000 Borrowed: $19.29. Individual rates determined by credit score and credit history. Less than 5000 miles. |
| up to 66 months | 6.24% | Up to 90% financing. Cost per $1,000 Borrowed: $17.95. Individual rates determined by credit score and credit history. Less than 5000 miles. |
| up to 72 months | 6.49% | Up to 90% financing. Cost per $1,000 Borrowed: $16.81. Minimum loan amount $20,000. Individual rates determined by credit score and credit history. Less than 5000 miles. |
| up to 75 months | 6.99% | Up to 90% financing. Cost per $1,000 Borrowed: $16.50. Minimum loan amount $20,000. Individual rates determined by credit score and credit history. Less than 5000 miles. |
| up to 84 months | 8.74% | Up to 90% financing. Cost per $1,000 Borrowed: $15.96. Minimum loan amount $25,000. Individual rates determined by credit score and credit history. Less than 5000 miles. |
Sources (1)
- ccuflorida.org/home/rates/loan · captured Oct 15, 2026
Used Motorcycle Loans
Loan rates are based on credit history, loan terms, and borrower qualifications. Up to 90% financing. More than 5000 miles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.24% | Up to 90% financing. Cost per $1,000 Borrowed: $23.60. Individual rates determined by credit score and credit history. More than 5000 miles. |
| up to 60 months | 6.24% | Up to 90% financing. Cost per $1,000 Borrowed: $19.45. Individual rates determined by credit score and credit history. More than 5000 miles. |
| up to 66 months | 6.49% | Up to 90% financing. Cost per $1,000 Borrowed: $18.06. Individual rates determined by credit score and credit history. More than 5000 miles. |
| up to 72 months | 6.74% | Up to 90% financing. Cost per $1,000 Borrowed: $16.93. Minimum loan amount $20,000. Individual rates determined by credit score and credit history. More than 5000 miles. |
| up to 75 months | 7.24% | Up to 90% financing. Cost per $1,000 Borrowed: $16.62. Minimum loan amount $20,000. Individual rates determined by credit score and credit history. More than 5000 miles. |
| up to 84 months | 8.99% | Up to 90% financing. Cost per $1,000 Borrowed: $16.09. Minimum loan amount $25,000. Individual rates determined by credit score and credit history. More than 5000 miles. |
Sources (1)
- ccuflorida.org/home/rates/loan · captured Oct 15, 2026
Who can join Community Credit Union of Florida
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Employers and groups
- Those associated with ABATE (American Bikers Aiming Toward Education) of Florida, Inc. are eligible for membership.
- Members of an organization or association affiliated with any of the qualifying groups are eligible for membership.
- Retirees of a business in Brevard, Indian River, Orange, Osceola, Polk, or Volusia counties in Florida are eligible for membership.
Military, government and schools
- Employees of the educational system, health care, public information commerce, or public service in Orange County are eligible for membership.
Family and household
- Immediate family members of a current CCU member are eligible for membership.
Membership information collected October 5, 2026.