Credit union · NCUA insured
Alta VistaCU Credit Card Rates
Alta VistaCU credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 6, 2026.
How Alta VistaCU’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where Alta VistaCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alta VistaCU
10.99%APR
- Up to
- —
Platinum VISA
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
Alta VistaCU credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alta VistaCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic VISA
Basic credit card. No annual fees, and no cash advance or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Fixed interest rate. No cash advance fee, no balance transfer fee. |
Sources (2)
All captured Oct 6, 2026
Platinum VISA
No annual fees, and no cash advance or balance transfer fees. Includes extra insurance for auto rentals, medical expenses, and emergencies while traveling.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Fixed interest rate. No cash advance fee, no balance transfer fee. |
Sources (2)
All captured Oct 6, 2026
Secured VISA
Requires membership with Alta Vista Credit Union (requires a one-time $5 fee) and a refundable security deposit between $300 and $5,000 serving as the credit limit.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.90% | None | Fixed APR on purchases, balance transfers, and cash advances. Refundable security deposit ranges from $300 to $5,000. Modest/small annual fee applies (disclosed up-front). No balance transfer fee. |
Sources (2)
All captured Sep 16, 2026
Who can join Alta VistaCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.