Credit union · NCUA insured
Alta VistaCU Auto Loan Rates
Alta VistaCU auto loans start at 4.99% APR for a new vehicle and 5.24% for a used one. Rates checked October 6, 2026.
How Alta VistaCU’s auto loan rates compare
Compared with banks and credit unions near Riverside, CA, where Alta VistaCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Alta VistaCU
4.99%APR
- Terms
- up to 60 months
New Auto Loan
Lowest rate
Thinkwise Credit Union
3.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Collegedale Credit Union
3.89%APR
- Terms
- —
Alta VistaCU auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alta VistaCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Auto Loan
Best loan rates based on approved credit. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products). Rates listed are Annual Percentage Rates (APR). Borrower's actual rate may be different based on terms and conditions, and credit history.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.74% | Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 60 months | 8.24% | Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 72 months | 8.49% | $18,000 minimum loan amount for 72 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 84 months | 9.49% | $35,000 minimum loan amount for 84 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
Sources (1)
- altavistacu.org/about/rates · captured Sep 16, 2026
New Auto Loan
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit. Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history. Adjustments will be made based on LTV, mileage and age of collateral. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 60 months | 4.99% | $10,000 minimum loan amount for 60 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 72 months | 5.24% | $15,000 minimum loan amount for 72 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 84 months | 5.99% | $20,000 minimum loan amount for 84 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
Sources (1)
- altavistacu.org/about/rates · captured Oct 6, 2026
Refinance Auto Loan
Rate discount up to 0.5% available when opening a checking account, setting up automatic loan payments from an Alta Vista account, and establishing direct deposit. Rates subject to change.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.24% | As low as 6.24% APR (rates subject to change). Up to 0.5% rate discount with checking account, automatic payments, and direct deposit. |
Sources (1)
- altavistacu.org/loans-credit/vehicle/auto/refinance · captured Oct 6, 2026
Used Auto Loan
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit. Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history. Adjustments will be made based on LTV, mileage and age of collateral. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 60 months | 5.24% | $10,000 minimum loan amount for 60 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 72 months | 5.74% | $15,000 minimum loan amount for 72 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
Sources (1)
- altavistacu.org/about/rates · captured Oct 6, 2026
Used Motorcycle Loan
The following rates are Alta Vista Credit Union’s best loan rates based on approved credit. Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history. Adjustments will be made based on LTV, mileage and age of collateral. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.99% | $6,000 minimum loan amount for 48 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 60 months | 8.24% | $10,000 minimum loan amount for 60 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 72 months | 8.49% | $15,000 minimum loan amount for 72 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 84 months | 9.49% | $20,000 minimum loan amount for 84 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
Sources (1)
- altavistacu.org/about/rates · captured Oct 6, 2026
Used Motorcycle Loan (Touring – Honda Goldwing, BMW, Harly Davidson, Trikes)
Touring – Honda Goldwing, BMW, Harly Davidson, Trikes. The following rates are Alta Vista Credit Union’s best loan rates based on approved credit. Rates listed are Annual Percentage Rates (APR) and are the current lowest rates based on approved credit. Borrower's actual rate may be different based on terms and conditions, and credit history. Adjustments will be made based on LTV, mileage and age of collateral. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account (excludes Share Secured, Share Certificate Secured, VISA and Home Equity products)
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.24% | $10,000 minimum loan amount for 48 and 60 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 60 months | 7.49% | $10,000 minimum loan amount for 48 and 60 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 72 months | 7.74% | $15,000 minimum loan amount for 72 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
| up to 84 months | 7.99% | $20,000 minimum loan amount for 84 months. Lowest rate quoted with direct deposit and automatic payment from Alta Vista Credit Union Account. Based on approved credit. |
Sources (1)
- altavistacu.org/about/rates · captured Oct 6, 2026
Who can join Alta VistaCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.