Credit union · NCUA insured
Vida Federal Credit Union Credit Card Rates
Top CarrotVida Federal Credit Union credit cards start at 8.48% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Vida Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where Vida Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Vida Federal Credit Union
8.48%APR
- Up to
- —
VISA Platinum
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
3rd-lowest rate
Certified Federal Credit Union
8.90%APR
- Up to
- 17.90% APR
Vida Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.48%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Vida Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Classic
On approval of credit. Rates are considered on an individual basis and reflect individual circumstances; rate shown is the lowest rate available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.88% | None | Rate shown is our lowest rate available for purchases, balance transfers, and cash advances. All loans and loan rates are considered on an individual basis and subject to credit approval. |
Sources (1)
- vidafcu.org/loans/visa-credit-card-programs · captured Oct 7, 2026
VISA Platinum
On approval of credit. Rates are considered on an individual basis and reflect individual circumstances; rate shown is the lowest rate available. Extended credit lines up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.48% | None | Rate shown is our lowest rate available for purchases, balance transfers, and cash advances. All loans and loan rates are considered on an individual basis and subject to credit approval. Extended credit lines up to $20,000. |
Sources (1)
- vidafcu.org/loans/visa-credit-card-programs · captured Oct 7, 2026
Who can join Vida Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work (or regularly conduct business in), worship, or attend school in San Bernardino County, California.
- Membership is open to business and other legal entities, incorporated and unincorporated organizations located in, or maintaining a facility located in San Bernardino County, California.
Employers and groups
- Membership is open to individuals or businesses who participate in associations headquartered in San Bernardino County.
- Membership is open to employees of the credit union.
- Membership is open to organizations of eligible persons.
Family and household
- Membership is open to immediate family or household members of eligible persons.
3 more ways to join
Family and household
- Membership is open to spouses of persons who died while within the field of membership of the credit union.
Other ways
- Membership is open to individuals or businesses who participate in programs to alleviate poverty or distress.
- Membership is open to community volunteers.
Membership information collected October 5, 2026.