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Credit union · NCUA insured

Sea Air FCU Credit Card Rates

Top Carrot, Carrot Score 91Top Carrot

Sea Air FCU credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Sea Air FCU’s credit card rates compare

Compared with banks and credit unions near Los Angeles, CA, where Sea Air FCU has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 91

    This credit union’s lowest

    Sea Air FCU

    7.90%APR

    Up to
    17.90% APR

    Affinity Visa

  • Top Carrot, Carrot Score 99

    Lowest rate

    F&A Credit Union

    6.90%APR

    Up to
    14.50% APR

    F&A Credit Union rates

  • Top Carrot, Carrot Score 87

    2nd-lowest rate

    Fox Federal Credit Union

    6.95%APR

    Up to
    —

    Fox Federal Credit Union rates

Compare credit card rates near you →

Sea Air FCU credit card score

93

Credit card score

Higher than 95% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Sea Air FCU ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Sea Air FCU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to residents of Sunset Beach.

Employers and groups

  • Membership is open through membership with the Financial Fitness Association.
  • Membership is open to members of USA Water Polo.

Military, government and schools

  • Membership is open to employees of the City of Seal Beach.
  • Membership is open to civilians who work or live on Seal Beach Weapons Station, Los Alamitos Joint Training Base, or Norco Naval Facility.
  • Membership is open to active duty, retired, and reserve military.
1 more way to join

Family and household

  • Membership is open to immediate family of current members.

Cost to join

  • Membership requires opening and maintaining a minimum balance of $5.00 in a Share Savings Account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Sea Air FCU overview