Credit union · NCUA insured
Alta VistaCU CD Rates
Alta VistaCU’s best CD rate is 3.00% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 6, 2026.
How Alta VistaCU’s CD rates compare
Compared with banks and credit unions near Riverside, CA, where Alta VistaCU has the most branches. $10,000, best rate first.
This credit union’s best
Alta VistaCU
3.00%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $453
Share Certificates
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
CU SoCal
4.50%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $920
Alta VistaCU CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo2.74%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alta VistaCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.00%APY · 6 terms
Rate match available for certificate rates up to 18 months from banks and credit unions inside San Bernardino and Riverside Counties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
| 12 months | 2.74% | $274 |
| 18 months | 3.00% | $453 |
| 24 months | 3.00% | $609 |
| 36 months | 3.00% | $927 |
| 60 months | 3.00% | $1,593 |
Special-purpose accounts
Youth Share Certificates
Up to 3.00%APY · 3 terms
Eligibility: available for ages 0-17 / anyone under 18.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
| 12 months | 2.74% | $274 |
| 24 months | 3.00% | $609 |
Traditional/Roth IRA Share Certificates
Up to 2.90%APY · 5 terms
The maximum IRA certificate balance to earn the stated APY is $50,000; regular Share Certificate Account rates apply to any additional funds deposited as IRA certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMaximum IRA certificate balance to earn stated APY is $50,000 | 2.65% | $265 |
| 18 monthsMaximum IRA certificate balance to earn stated APY is $50,000 | 2.90% | $438 |
| 24 monthsMaximum IRA certificate balance to earn stated APY is $50,000 | 2.90% | $588 |
| 36 monthsMaximum IRA certificate balance to earn stated APY is $50,000 | 2.90% | $895 |
| 60 monthsMaximum IRA certificate balance to earn stated APY is $50,000 | 2.90% | $1,537 |
Who can join Alta VistaCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.