Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 691–705 results
- Affinity Federal Credit UnionSmartStart SavingsSavings · $5 min · 0.50%–2.65% by balance
Credit union · Add a location to see nearby branches
2.65%APY$265 a year on $10,000Requirements
Product: Limit one account per member. Requires Affinity membership. Tiered rate structure paying higher rate on balances up to $10,000 and 0.50% on portion over $10,000. Blended APY ranges from 2.65% to 0.59%. Dividends compounded monthly and credited monthly. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. Initial opening deposit $5.00.
Offer: Rate applies to daily balance up to $10,000. $2 monthly paper statement fee waived if enrolled in eStatements within 45 days, or for members aged 62+, children aged 17 and under, Savvy Saver, and tenant accounts.
2.62% interest rate · Compounded monthly · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for SmartStart Savings Balance APY Up to $10,000Your amount 2.65% Over $10,000blended APY ranges from 2.65% to 0.59% depending on balance. $2 monthly paper statement fee waived if enrolled in eStatements. 0.50% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 0.01%–2.65% by balance
Bank · Add a location to see nearby branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Monthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Customer must open or have existing personal checking account. Valid for new money only.
Qualified rate · $1 monthly fee · Effective Apr 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $2,499 0.01% $2,500 – $250,000Your amountMust maintain minimum average daily balance of tier to receive disclosed APY. 2.65% Rate checked
More details - Camden National BankHigh-Yield Savings AccountSavings · $25 min · 2.65%–3.10% by balance
Bank · Add a location to see nearby branches
2.65%APY$265 a year on $10,000with conditionsRequirements
Product: Customer must be an individual who has an existing personal Camden National Checking Account or opens one at the time this account is opened. Requires new money not deposited at Camden National Bank.
Offer: Promotional rate available until 3/31/27 for new accounts opened on or after 8/24/2026; requires personal Camden National Checking Account and new money.
Qualified rate · Effective Aug 24, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $250,000Your amount 2.65% $250,000 and upMonthly fee is $0 if you keep a minimum average daily balance of $100 or more, are age 62 or better, or under 18; otherwise $1. Must maintain minimum average daily balance of tier to receive disclosed APY. Customer must open or have existing personal checking account. Valid for new money only. 3.10% Rate checked
More details - Main BankMainStay Savings AccountSavings · $100 min · 0.00%–2.65% by balance
Bank · Add a location to see nearby branches
2.65%APY$265 a year on $10,000Requirements
Product: $3 monthly maintenance fee if daily balance is under $100; waived with daily balance of $2,500 or more. 1 withdrawal at no charge per quarter.
Offer: Under $100 daily balance. Monthly maintenance fee of $3 applies when daily balance is under $100.
0.00% interest rate · $3 monthly fee · Effective Aug 5, 2025
Rate by balance
Rate by balance for MainStay Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.35% $2,500 and upYour amount 2.65% Rate checked
More details - First Federal Savings & LoanEssential SavingsSavings · $25 min · 2.65%–3.15% by balance
Bank · Add a location to see nearby branches
2.65%APY$265 a year on $10,000Requirements
Product: Must be applied for through the website (www.firstwithus.com). Interest rate listed in each tier is paid on the entire balance in the account.
2.62% interest rate · Effective Sep 23, 2024
Rate by balance
Rate by balance for Essential Savings Balance APY Up to $100,000Your amount 2.65% $100,000 – $250,000 2.90% $250,000 and up 3.15% Rate checked
More details - Community Bank of RaymorePremier Money Management AccountSavings · $25 min
Bank · Add a location to see nearby branches
2.63%APY$263 a year on $10,000Requirements
Product: Designed for balances of $10,000 or more. Monthly service charge of $10 if balance falls below $10,000. Not available to open online (in-person account opening only). Free electronic statements; paper statements are $4.00/statement (waived if daily balance is $10,000+ each day of cycle). Withdrawals permitted on 2nd and 4th Wednesdays of each month ($25 fee per withdrawal exception). Interest rate will not be less than the 13-week U.S. Treasury Bill rate as published by the U.S. Department of the Treasury effective the 15th of the preceding month, less 1.50%.
Offer: Monthly fee of $10 applies only if balance falls below $10,000. Rate is variable and will not be less than the 13-week U.S. Treasury Bill rate less 1.50%.
2.60% interest rate · $10 monthly fee
Rate checked
More details - Community Bank of Pleasant HillPremier Money Management AccountSavings · $25 min
Bank · Add a location to see nearby branches
2.63%APY$263 a year on $10,000Requirements
Product: Interest rate is 1.50% under the 13-week Treasury Bill Bank Discount rate. Interest accrues on first business day. $25 minimum deposit. Monthly fee of $10 if balance falls below $10,000. Paper statements ($4 each) waived if daily balance is at least $10,000 each day of the statement cycle. Withdrawals permitted on 2nd and 4th Wednesdays each month ($25 fee for exceptions). In-person opening required. Contact bank for current rates.
Offer: Current rate displayed; formula applies. Monthly charge waived if balance remains at least $10,000.
2.60% interest rate · $10 monthly fee
Rate checked
More details - Community Bank of Pleasant HillPremier Money Management AccountPremier Money Management Account · $25 min
Bank · Add a location to see nearby branches
2.63%APY$263 a year on $10,000Requirements
Product: The interest rate on Premier Money Management Savings is variable and can change at any time (historically formula-based at 1.50% under the 13-week Treasury Bill Bank Discount rate). Available only for in-person account opening; not available to open online. Monthly service charge of $10 applies if balance falls below $10,000. Withdrawals can be made on the 2nd and 4th Wednesdays of each month (or following day if holiday); a $25 fee applies to withdrawal exceptions. Paper statements delivered by mail are $4.00 per statement (fee waived if daily balance is at least $10,000 each day of the statement cycle).
Offer: Monthly service charge of $10 if balance falls below $10,000. In-person account opening only; not available online. Withdrawals permitted on 2nd and 4th Wednesdays of each month ($25 fee per exception). Rate can change at any time.
2.60% interest rate · $10 monthly fee
Rate checked
More details - New Albin Savings BankMoney Market AccountMoney Market Account · $2,500 min · 0.50%–2.63% by balance
Bank · Add a location to see nearby branches
2.63%APY$263 a year on $10,000Requirements
Product: Limit of 6 withdrawals or transfers per month, which include automatic or telephone transfers, checks, drafts or similar orders to third parties.
Offer: Rate reduces to 0.50% (0.50% APY) if average balance for the month falls below $2,500.00. $5 service charge applies if average daily balance falls below $2,500 for the statement cycle.
0.50% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 and upYour amountInterest accrues monthly (or daily per product overview). 2.63% Rate checked
More details - Day Air Credit UnionMoney MarketMoney Market · $2,500 min · 2.53%–2.63% by balance
Credit union · Add a location to see nearby branches
2.63%APY$263 a year on $10,000Requirements
Product: $2,500 minimum balance required to earn dividends. Up to 6 withdrawals per month.
2.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.53% $10,000 and upYour amount 2.63% Rate checked
More details - Park BankInsured Money Market AccountInsured Money Market Account
Bank · Add a location to see nearby branches
2.61%APY$261 a year on $10,000Requirements
Product: $2,500 average daily balance or $15.00 service charge per statement cycle. Rates may change after account is opened. Fees could reduce earnings.
Offer: $2,500 average daily balance avoids $15.00 service charge per statement cycle.
2.58% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate checked
More details - Park BankSpartan Insured Money Market AccountSpartan Insured Money Market Account
Bank · Add a location to see nearby branches
2.61%APY$261 a year on $10,000Requirements
Product: Account must be opened at our branch in Sparta. $2,500 average daily balance or $15.00 service charge per statement cycle. Rates may change after account is opened. Fees could reduce earnings.
Offer: Account must be opened at our branch in Sparta. $2,500 average daily balance avoids $15.00 service charge per statement cycle.
2.58% interest rate · $15 monthly fee · Effective Sep 29, 2026
Rate checked
More details - GFA FCUFusion SavingsSavings · $1,000 min · 1.60%–2.60% by balance
Credit union · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: No monthly service fee; $5.00 monthly paper statement fee applies unless enrolled in eStatements. $1,000 minimum deposit to open. Variable rate product. Quarterly bonus award drawing for members in good standing maintaining at least $25.00 minimum balance.
2.57% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Fusion Savings Balance APY Up to $25,000Your amount 2.60% Over $25,000 1.60% Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · Add a location to see nearby branches
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - Peoples Bank of Kankakee CountyRewardsPLUS SaverSavings · $100 min
Bank · Add a location to see nearby branches
2.60%APY$260 a year on $10,000with conditionsRequirements
Product: Must have a required RewardsPLUS Checking account. Limit of 1 account per Social Security number. Not for commercial purposes. Enrollment in electronic services (e.g., online banking, electronic statements) required to meet qualifications. Interest does not compound in checking since it is transferred into RewardsPLUS Saver.
Offer: Earn 2.60% APY / 2.57% interest rate on all balances when monthly RewardsPLUS Checking qualifications are met. Interest and ATM fee refunds automatically deposited into RewardsPLUS Saver. $20 early closing fee if account is closed within 6 months of opening.
Qualified rate · 2.57% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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