Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 496–510 results
- Trailhead Credit UnionKasasa SaverSavings · $5 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit one account per Social Security Number. No recurring monthly maintenance fees. To qualify for preferred rates each Monthly Qualification Cycle, the linked checking account must have at least 10 debit card purchases post and clear, at least one direct deposit or ACH transaction post and clear, and receive monthly eStatements.
Offer: Qualifying tier: applies to daily balances up to and including $30,000 when linked Kasasa checking account monthly qualifications are met. Dividend rate is 2.96%.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - People's Credit UnionSelect Reserve Money Market AccountSelect Reserve Money Market Account · $2,500 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Offer: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Qualified rate
Rate checked
More details - Community Bank of Pleasant HillSuper SaverSavings · $25 min · 0.05%–3.00% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Links to free Super Cash Checking with automatic transfers of Super Cash earnings. Receipt of electronic statements is required to open and maintain the account.
Offer: When qualifications in linked Super Cash Checking account are met during each Monthly Qualification Cycle (at least 1 direct deposit/ACH transaction, and at least 20 debit card purchases each $5.00 or more).
Qualified rate · 2.95% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Saver Balance APY Up to $20,000Your amount 3.00% $20,000 and up 0.05%* Rate checked
More details - Franklin Mint Federal Credit UnionPOWER SavingsSavings · $0 min · 0.10%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: No minimum balance requirement. Free unlimited deposits. One free monthly withdrawal; $25 fee for each additional monthly withdrawal.
Offer: One free monthly withdrawal; $25 fee for each additional monthly withdrawal.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for POWER Savings Balance APY Up to $5,000 0.10% $5,000 – $10,000 1.50% $10,000 and upYour amount 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Requires $5,000 in new money not currently on deposit at Brentwood Bank. You must maintain $5,000 in the account each day to obtain the disclosed annual percentage yield. No monthly fees.
Offer: Requires $5,000 in new money not currently on deposit at Brentwood Bank. Must maintain $5,000 daily balance to earn APY. No monthly fees.
Promotional rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - Compass Savings BankMoney Market Plus CheckingMoney Market Plus Checking · $2,500 min
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Compass Savings Bank will only accept new deposits from local walk-in customers.
Offer: Minimum balance to earn stated APY. Fees may reduce earnings.
3.00% interest rate · Effective Oct 8, 2026
Rate checked
More details - PremierOne Credit UnionPremier Property SavingsSavings · $0 min · 0.00%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Tiered rate account to save for property taxes and insurance. Must be a homeowner to qualify (current mortgage statement or proof of home ownership required). Limit one account per member. Each dividend rate applies only to that portion of the balance within each balance range.
Offer: Rate applies to balance tier $0.01 - $30,000.00. Must provide proof of home ownership.
2.96% interest rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Premier Property Savings Balance APY Up to $30,000Your amount 3.00% Over $30,000 0.00% Rate checked
More details - First Tech Federal Credit UnionFirst Tech Rewards SavingsSavings · $25 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Offer: Personal account. All balances. Variable rate account.
2.96% interest rate · Effective Aug 3, 2026
Rate checked
More details - First National Bank of AmericaPlatinum High Yield SavingsSavings · $1,000 min · 3.00%–3.51% by balance
Bank · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Tiered, variable-rate savings account available to new FNBA customers with a minimum opening deposit of $1,000. Existing FNBA customers can convert their standard HYSA to Platinum HYSA by depositing a one-time lump sum of $20,000 of new money by December 31, 2026. Entire balance earns tier rate. $10 monthly service fee assessed if a minimum balance of $1,000 is not maintained.
Offer: Rate for account balances up to $250,000. Entire balance earns tier rate. $10 monthly service fee if balance falls below $1,000.
$10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Platinum High Yield Savings Balance APY Up to $250,000Your amount 3.00% Over $250,000 3.51% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - Western Sun Federal Credit UnionKasasa Cash SaverSavings · $5 min · 0.40%–3.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash account. Qualifications per cycle: at least 12 debit card purchases post and settle, at least one direct deposit or ACH credit/debit, and enrolled in and agreed to receive e-statements rather than paper statements.
Offer: On balances up to $100,000 when monthly qualifications are met in linked Kasasa Cash account.
Qualified rate · 2.96% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Cash Saver Balance APY Up to $100,000Your amount 3.00% $100,000 and up 0.40% Rate checked
More details - MIT Federal Credit UnionHigh Yield SavingsSavings · $500 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: A savings account requires a $5.00 minimum balance to open and must remain on deposit to maintain membership status. Rates are variable and may change anytime after account opening. No monthly maintenance fees.
Offer: Minimum daily balance required to earn APY is $500.00.
2.96% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires an eLife Checking or Student Life Checking account to open and maintain. Only 1 eLife Savings account is allowed per tax reporting owner.
Offer: Must maintain a minimum balance of $0.01 in the account each day to obtain APY. Interest compounded and credited monthly. Requires an eLife Checking or Student Life Checking account.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - First Commerce Credit UnionMomentum Money MarketMomentum Money Market · $2,500 min · 0.75%–4.00% by balance
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Minimum opening deposit $2,500. No monthly maintenance fee. Dividends are compounded monthly and credited monthly using a blended rate across balance tiers. Limit one Momentum Money Market account per member; members with a Momentum MMA may not hold a Traditional Money Market at the same time. Membership required. Federally insured by NCUA.
Offer: Blended rate tier on balances between $0.01 and $9,999.99; earn up to 4.00% APY on balances under $10,000.
3.93% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $10,000 4.00% $10,000 – $25,000Your amount 3.00% $25,000 – $500,000 2.00% $500,000 and upBlended rate tier on balances $250,000 or more. 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
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- Synchrony BankBank