Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results
- Axos BankAxos ONE SavingsSavings · $0 min · 3.50%–5.00% by balance
Bank · Add a location to see nearby branches
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: Part of Axos ONE checking and savings bundle. No monthly maintenance fees, opening fees, minimum balance requirements, or overdraft fees. Includes limited-time 0.79% APY Boost offer for new customers who open a new bundle between 10/01/2026 and 10/31/2026.
Offer: Limited-time APY Boost for eligible new customers opening a new Axos ONE bundle between 10/01/2026 and 10/31/2026. Earns 0.79% APY Boost (total 5.00% APY) for first 6 statement cycles on balances up to $49,999.99 when meeting Option 1 or Option 2 qualification requirements on linked Axos ONE Checking and maintaining average daily savings balance <= $249,999.99.
Qualified rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Axos ONE Savings Balance APY Up to $50,000Your amount 5.00% $50,000 – $100,000Boosted promotional rate. Requires Axos ONE Checking account during Qualification Period to meet Option 1 (direct deposits >= $1,500 and average daily balance >= $1,500) or Option 2 (deposits >= $5,000 and average daily balance >= $5,000). Both accounts must be open and active on 25th of the month and when interest is paid. 4.21% $100,000 – $150,000Boosted promotional rate. Requires Axos ONE Checking account during Qualification Period to meet Option 1 (direct deposits >= $1,500 and average daily balance >= $1,500) or Option 2 (deposits >= $5,000 and average daily balance >= $5,000). Both accounts must be open and active on 25th of the month and when interest is paid. 4.21% $150,000 – $200,000Boosted promotional rate. Requires Axos ONE Checking account during Qualification Period to meet Option 1 (direct deposits >= $1,500 and average daily balance >= $1,500) or Option 2 (deposits >= $5,000 and average daily balance >= $5,000). Both accounts must be open and active on 25th of the month and when interest is paid. 4.21% $200,000 – $250,000Boosted promotional rate. Requires Axos ONE Checking account during Qualification Period to meet Option 1 (direct deposits >= $1,500 and average daily balance >= $1,500) or Option 2 (deposits >= $5,000 and average daily balance >= $5,000). Both accounts must be open and active on 25th of the month and when interest is paid. 4.21% $250,000 – $500,000Requires meeting promotional criteria on linked Axos ONE Checking account during Qualification Period. 3.50% $500,000 – $750,000Boosted promotional rate on balances above $249,999.99. Requires meeting promotional criteria on linked Axos ONE Checking account during Qualification Period. 3.50% $750,000 – $1,000,000Boosted promotional rate on balances above $249,999.99. Requires meeting promotional criteria on linked Axos ONE Checking account during Qualification Period. 3.50% $1,000,000 – $2,000,000Boosted promotional rate on balances above $249,999.99. Requires meeting promotional criteria on linked Axos ONE Checking account during Qualification Period. 3.50% $2,000,000 – $3,000,000Boosted promotional rate on balances above $249,999.99. Requires meeting promotional criteria on linked Axos ONE Checking account during Qualification Period. 3.50% $3,000,000 and upBoosted promotional rate on balances above $249,999.99. Requires meeting promotional criteria on linked Axos ONE Checking account during Qualification Period. 3.50% Rate checked
More details - Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min · 0.50%–5.00% by balance
Credit union · Add a location to see nearby branches
5.00%APY$500 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Earn 5% promotional rate for the lowest tier for 90 days.
Promotional rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Innovator Balance APY $100 – $19,999Your amount 5.00% $20,000 – $74,999 0.60% $75,000 and up 0.50% Rate checked
More details - Valley Isle Community Federal Credit UnionKO Rewards SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: Works alongside KO Rewards Checking to receive monthly dividend transfers and round-up transfers. Requires valid ID and SSN, $5.00 checking and $5.00 savings opening deposit, 10 signature-based debit card purchases, at least 2 of Direct Deposit / ACH Credit / ACH Debit, and enrollment in e-Statements.
Offer: Requires opening a KO Rewards account package with $5.00 checking and $5.00 savings deposit, 10 signature debit transactions, 2 ACH/direct deposit items, and e-Statements.
Qualified rate · 5.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - American Pride BankAmerican RewardsSavings · $50 min · 0.50%–5.00% by balance
Bank · Add a location to see nearby branches
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice
Offer: Qualifications met; balances up to $100,000
Qualified rate · Effective Nov 12, 2025
Rate by balance
Rate by balance for American Rewards Balance APY Up to $100,000Your amount 5.00% $100,000 and up 0.50% Rate checked
More details - Ignite Credit UnionAmped Savings AccountSavings · $0 min · 0.01%–5.00% by balance
Credit union · Add a location to see nearby branches
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: Requires an active Amped Checking account meeting monthly requirements and an active loan in good standing. If criteria for Amped Checking are not met, account earns 0.01% APY.
Offer: Variable rate. Compounded and credited monthly. Calculated using average daily balance method.
Qualified rate · 4.89% interest rate · No monthly fee · Effective Jul 3, 2026
Rate by balance
Rate by balance for Amped Savings Account Balance APY Up to $25,000Your amount 5.00% Over $25,000 0.01% Rate checked
More details - Marshfield Medical Center Credit UnionKasasa Saver® SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
5.00%APY$500 a year on $10,000with conditionsRequirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, the linked checking account must have at least 1 ACH credit or payment post and settle, at least 15 debit card purchases post and settle, and enrollment in eStatements per Monthly Qualification Cycle. No monthly service fee.
Offer: 1st Tier (qualifying): When qualifications are met in linked Kasasa checking during Monthly Qualification Cycle, balances up to $20,000 receive 5.00% APY.
Qualified rate · Balance cap $20,000 · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - St. Anne's Credit UnionOnline Only Money Market SpecialOnline Only Money Market Special · $2,500 min
Credit union · Add a location to see nearby branches
4.95%APY$495 a year on $10,000Requirements
Product: Offered online only. New money and new members only. Variable rate account; rates may change after account opening. Interest is paid for each day funds remain on deposit.
Offer: As high as 4.95% APY. Requires $2,500.00 minimum daily balance to earn APY and minimum deposit. Available online only to new members and with new money.
Rate checked
More details - First Service BankPersonal Premier Money Market AccountPersonal Premier Money Market Account · $0 min · 1.00%–4.64% by balance
Bank · Add a location to see nearby branches
4.64%APY$464 a year on $10,000Requirements
Product: $5 service charge per month, waived when the primary owner enrolls in eStatements. Variable tiered account.
Offer: Special rate schedule from Conway page event disclosure. $5 monthly service charge waived with eStatement enrollment.
4.54% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Personal Premier Money Market Account Balance APY Up to $50,000Your amount 4.64% $50,000 – $250,000 2.00% Over $250,000 1.00% Rate checked
More details - First Service BankPersonal Premier Money Market AccountPersonal Premier Money Market Account · $100 min · 1.00%–4.64% by balance
Bank · Add a location to see nearby branches
4.64%APY$464 a year on $10,000Requirements
Product: $5 service charge per month, waived when the primary owner enrolls in eStatements. Variable tiered account.
Offer: Variable tiered account. Fees may reduce earnings. $5 monthly service charge waived with eStatement enrollment.
4.54% interest rate · $5 monthly fee · Effective Dec 1, 2025
Rate by balance
Rate by balance for Personal Premier Money Market Account Balance APY Up to $20,000Your amount 4.64% $20,000 – $50,000 3.00% $50,000 – $250,000 2.00% Over $250,000 1.00% Rate checked
More details - Citizens BankCB LegacySavings · $0 min · 0.10%–4.50% by balance
Bank · Add a location to see nearby branches
4.50%APY$450 a year on $10,000with conditionsRequirements
Product: Tiered based on qualified balance and combined account total.
Offer: Qualified Balances up to $25,000.00. Interest compounded monthly.
Qualified rate · 4.41% interest rate · Compounded monthly · Effective Mar 25, 2024
Rate by balance
Rate by balance for CB Legacy Balance APY Up to $25,000Your amount 4.50% Over $25,000Qualified; stated APY range is 4.50% - 0.83%. $125,000.00). 0.10%* Rate checked
More details - Nuvision Credit UnionDigital SavingsSavings · 0.10%–4.50% by balance
Credit union · Add a location to see nearby branches
4.50%APY$450 a year on $10,000with conditionsRequirements
Product: Available to new members age 18 or older (considered a new member for 30 calendar days following account opening). Must be accessed through online or mobile banking.
Offer: To earn 4.50% APY: enroll in eStatements, maintain an active Nuvision Checking Account (requires at least 10 qualifying debit card transactions during calendar month), and log in to online or mobile banking at least once during prior calendar month.
Qualified rate · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Digital Savings Balance APY Up to $25,000Your amount 4.50% $25,000 and up 0.10% Rate checked
More details - 4.40%APY$440 a year on $10,000with conditions
Requirements
Product: Opening a SoFi Savings account also automatically opens a SoFi Checking account. No account, service, or maintenance fees.
Offer: Promotional APY Boost: New SoFi Checking and Savings members receive a 1.10% APY boost to the current Savings APY of 3.30% for up to 6 months by opening an account between 9/3/2026 and 12/31/2027 and receiving an Eligible Direct Deposit or $5,000 in Qualifying Deposits every 31 days. Limited to one SoFi Savings account; cannot be combined with SoFi Plus 4.70% APY.
Qualified rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 4.40%APY$440 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Relationship APY when eligibility requirements are met.
Qualified rate
Rate checked
More details - Home Bank of CaliforniaCompanion Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
4.36%APY$436 a year on $10,000with conditionsRequirements
Product: Designed to complement a Jumbo CD. Open any Jumbo CD with Home Bank of California and deposit up to the same amount as CD opening balance into Companion Savings Account. Minimum $10,000 opening deposit.
Offer: Must open a new Jumbo CD (minimum $10,000 opening deposit) to open a Companion Savings Account. You can deposit up to the principal amount of the CD. Account can remain open even after CD matures or is closed.
Qualified rate · 4.28% interest rate · Effective Oct 1, 2026
Rate checked
More details - SF Fire Credit UnionMoney MarketMoney Market · $0 min
Credit union · Add a location to see nearby branches
4.35%APY$435 a year on $10,000intro rateRequirements
Product: Promotional rate available on eligible new money deposited from October 1 through December 31, 2026. Existing balance baseline as of September 30, 2026 earns the standard APY. New money refers to funds not currently held at SF Fire Credit Union or funds held in another SF Fire account for 30 days or less. Active and retired Fire Department employees qualify for a 0.25% promotional rate bump on new money (4.60% APY) and a 0.10% bump on standard balance.
Offer: Applies to eligible new money deposited October 1 through December 31, 2026 (above the September 30, 2026 baseline for existing accounts). Beginning January 1, 2027, balances earn the then-current standard APY. Active and retired Fire Department employees qualify for a 0.25% rate bump to 4.60% APY.
Promotional rate · 4.26% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,192 accounts at 4,873 banks and credit unions · checked Oct 15–22
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank