Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Berkeley County, WV · Showing Berkeley County, WV: too few institutions in Inwood, WV
- Mountain Heritage Federal Credit UnionMoney Market Accounts – Free ChecksMoney Market Accounts – Free Checks · $1,000 min · 2.02%–2.53% by balance
Credit union · 2 branches
2.53%APY$253 a year on $10,000Requirements
Product: Limited to 3 check withdrawals a month. If you write more than 3 checks, a fee of $20.00 per check will be charged. If it drops below $1,000.00, no dividends will be paid for that month.
Offer: If balance drops below $1,000.00, no dividends will be paid for that month.
2.00% interest rate
Rate by balance
Rate by balance for Money Market Accounts – Free Checks Balance APY $1,000 and up 2.02% $10,000 and upYour amount 2.53% Rate checked
More details - 167th TFR Federal Credit UnionMoney MarketMoney Market · $2,000 min · 1.26%–2.02% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,0001.25% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 1.26% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.76% $100,000 and up 2.02% Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Packaged account with Premier Checking; both accounts must be opened and maintained. Paperless statements required via online banking enrollment to avoid statement processing fee.
Offer: Tier 2 rate applies to daily balance of $24,999.99 or less. Must be packaged with Premier Checking.
Qualified rate · 1.00% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 2.02% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 and up 1.75% Rate checked
More details - Bayer Heritage Federal Credit UnionHigh Yield SavingsSavings · 0.10%–10.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Can be opened and funded via mobile app or online banking using the 'Open New Share' feature, in branch, by phone, or message in mobile banking.
9.53% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 10.00% $1,000 – $50,000Your amount 0.50% Over $50,000 0.10% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Requires $50 minimum deposit to open, enrollment in online banking, electronic statements, an active CNB Bank debit card, and maintaining a valid email address. Limit one account per primary account holder SSN. No recurring monthly service charges.
Offer: Earned on balances up to and including $10,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Jul 26, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.50% $10,000 and upYour amount 0.25%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic share savings account establishing membership in the credit union. Standalone account option available. Unlimited deposits and withdrawals; balance can be used as overdraft protection.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Separate funds for a special occasion or specific savings goals. Can be opened using online banking tools.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after opening. Rates apply to new accounts only. Fees could reduce earnings. No minimum balance requirement and no monthly maintenance fee.
Offer: Variable rate; rate may change after account is opened. Rates are subject to new accounts only. Fees could reduce earnings.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for United Platinum Savings Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a minimum $5.00 balance and keep account active with a yearly transaction to remain a member. Dividends posted monthly. Compounded daily and paid monthly. No monthly maintenance fee.
0.10% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum opening deposit of $50 is required. A Balance Fee of $7.50 is imposed every statement cycle if the average daily balance falls below $1,000.00. An Item Fee of $0.20 is imposed for each transaction if the average daily balance falls below $1,000.00. Statement Processing Fee can be avoided by enrolling in online banking and paperless document delivery (if inactive for >180 days, paperless enrollment ends). Monthly transfer limit of up to 6 withdrawals/transfers per statement cycle.
0.10% interest rate · $7.50 monthly fee · Effective Aug 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $200,000 0.30% $200,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Berkeley County, WV
25 accounts at 11 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.12%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Hagerstown, MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Washington County Teachers Federal Credit UnionCredit union · 3 branches
- 167th TFR Federal Credit UnionCredit union · 2 branches
- Bulldog Federal Credit UnionCredit union · 6 branches