Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wakefield, RI
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - People's Credit UnionSelect Reserve Money Market AccountSelect Reserve Money Market Account · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Offer: For members with an excess of $250,000 on deposit at People’s Credit Union. Must maintain a minimum daily balance of $2,500.00 to obtain the disclosed Annual Percentage Yield (APY).
Qualified rate
Rate checked
More details - Westerly Community Credit UnionDiamond Savings AccountSavings · $25 min · 1.25%–2.75% by balance
Credit union · 1 branch
2.75%APY$275 a year on $10,000Requirements
Product: Limit (1) Diamond Savings account per member. Earn highest rate on balances less than $25,000. Interest compounded & posted monthly. Surcharge-free ATM access.
Offer: Earn highest rate on balances less than $25,000. Limit (1) Diamond Savings account per member.
2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Diamond Savings Account Balance APY Up to $25,000Your amount 2.75% $25,000 and up 1.25% Rate checked
More details - Coastal1 Credit UnionPremier Money Market SpecialPremier Money Market Special · $2,500 min · 1.00%–2.50% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Rate by balance
Rate by balance for Premier Money Market Special Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.50% $100,000 – $150,000 2.50% $150,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 and up 2.50% Rate checked
More details - Navigant Credit UnionCompass Money MarketCompass Money Market · $2,500 min · 0.15%–2.60% by balance
Credit union · 1 branch
2.45%APY$245 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Daily balance must be maintained at $2,500 to avoid a $10 low-balance fee. Rates may change after account opening.
Offer: Tier 1
Rate by balance
Rate by balance for Compass Money Market Balance APY Up to $5,000 0.15% $5,000 – $10,000Tier 2 0.15% $10,000 – $50,000Your amountTier 3 2.45% $50,000 and upTier 4 2.60% Rate checked
More details - 2.35%APY$235 a year on $10,000with conditions
Requirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Requires Freedom Ultra Checking account. Opening minimum is $25. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 2.20% $2,500 – $25,000Your amount 2.35% $25,000 – $50,000 2.45% $50,000 – $249,999 3.50% $250,000 and up 3.60% Rate checked
More details - People's Credit UnionMax Yield Money MarketMax Yield Money Market · $2,500 min · 2.00%–2.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: To open a new Max Yield Money Market account, you must currently have an active Max Yield Checking account. Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. If the checking account is closed at any time of the month, the account will pay the current Personal Money Market rate of interest.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY. Must have an active Max Yield Checking Account to obtain the higher rate of interest.
Qualified rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Max Yield Money Market Balance APY $2,500 and upYour amount 2.00% $50,000 and up 2.25% $500,000 and up 2.50% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $10,000 min · 1.70%–3.10% by balance
Bank · 1 branch
1.85%APY$185 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Standard High-Rate Savings rate. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · 1.68% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 1.70% $2,500 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - Westerly Community Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $100 min · 1.00%–3.05% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: A minimum balance of $100 and an active eChecking account is required. If requirements not met, the lowest tier rate published on that day will apply. Interest is compounded monthly and credited to your account monthly.
Offer: Requires an active eChecking account and minimum balance of $100. If requirements not met, the lowest tier rate published on that day will apply.
Qualified rate · 0.99% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY $100 – $20,000Your amount 1.00% $20,000 – $50,000Requires an active eChecking account. 1.40% $50,000 – $100,000Requires an active eChecking account. 2.50% $100,000 – $250,000Requires an active eChecking account. 2.80% $250,000 and upRequires an active eChecking account. 3.05% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required minimum deposit balance of $10.00 is required to earn APY. Interest paid and compounded monthly. Rate and APY may change after account is opened at any time without notice.
Offer: Required minimum deposit balance of $10.00 is required to earn APY.
0.09% interest rate · Compounded monthly
Rate checked
More details - Westerly Community Credit UnionRewards Savings AccountSavings · $5 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Rate based on total balances under Primary Owner's number across savings and loans (excluding 1st Mortgages). Interest is compounded & posted monthly based on total balances shown on last business day of the month.
Offer: Rate based on total balances under Primary Owner's number across savings and loans (excluding 1st Mortgages).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Rewards Savings Account Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 – $200,000 0.10% $200,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible via ATM; interest credited monthly.
Rate checked
More details - People's Credit UnionPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
$10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.15% $75,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $300.00 average collected daily balance required to avoid monthly service charge of $3.00. No fee assessed if Tax Reported Owner is under age 21 or age 62 and older.
Offer: Monthly fee of $3.00 waived with $300 average collected daily balance or if owner is under 21 or 62+.
0.00% interest rate · $3 monthly fee · Effective Jul 13, 2026
Rate by balance
Rate by balance for Freedom Statement Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $250,000 0.05% $250,000 – $1,000,000 0.05% $1,000,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish a membership at and ownership in People's Credit Union by opening a Basic Savings Account. Requires $5 to open. Earn interest and pay no monthly service charge.
No monthly fee · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wakefield, RI
24 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 2.68%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.55%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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