Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Gonzales, LA
- 3.60%APY$360 a year on $10,000
Requirements
Product: Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
Offer: No Fee. Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
3.57% interest rate · No monthly fee
Rate checked
More details - Ascension Credit UnionEmergency Fund | SavingsSavings · $0 min · 0.25%–3.50% by balance
Credit union · 1 branch
3.50%APY$350 a year on $10,000Requirements
Product: Must make withdrawals in person and state emergency
Offer: Average monthly balance below $10,000 earns rate equivalent to 6mo CD rate; must make withdrawals in person and state emergency
3.45% interest rate · No monthly fee
Rate by balance
Rate by balance for Emergency Fund | Savings Balance APY Up to $10,000Your amount 3.50% Over $10,000 0.25% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Premium rate requires a qualified related b1BANK checking account with at least one customer-initiated debit or credit transaction posted within the last 3 business days of the prior interest cycle through 3 business days before the end of the current interest cycle. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 2.78%APY$278 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Premium rate tier requires an active b1BANK checking account with at least one customer-initiated debit or credit transaction 3 business days before the end of the interest cycle period. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 2.75% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 2.78% $25,000 – $100,000 3.03% $100,000 – $250,000 3.07% $250,000 – $1,000,000 3.12% $1,000,000 – $5,000,000 3.18% $5,000,000 and up 3.18% Rate checked
More details - EFCU FinancialPlatinum Money Market SavingsPlatinum Money Market Savings · $0 min · 0.00%–3.56% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge regardless of balance. Up to 3 free withdrawals per month with a $25 fee for additional withdrawals. No minimum deposit amount required to open.
No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 and up 3.56% Rate checked
More details - Essential Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–3.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Dividends compounded monthly and credited monthly (calendar). Average Daily Balance method used to calculate dividends. Minimum opening deposit of $1,000.00. Minimum balance to avoid a service fee and earn the stated APY is $1,000.00. Requires membership share of $5.00.
0.40% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 1.00% $50,000 – $349,999 1.10% $350,000 and up 3.60% Rate checked
More details - OnPath Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Rate may change after account is opened. Fees may reduce earnings.
0.00% interest rate · Effective Nov 5, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee
Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires $5 minimum deposit to open and maintain membership.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Default rate applies without qualifying activity in a related checking account. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 0.20% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - OnPath Federal Credit UnionElite Money MarketElite Money Market · $0 min · 0.10%–4.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Up to three penalty-free withdrawals per month. Dividends paid monthly. Rates may change after account is opened.
Promotional rate · 0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Money Market Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.15% $25,000 and up 4.15% Rate checked
More details - OnPath Federal Credit UnionGeneral Share / Savings AccountsSavings · $0 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Rate may change after account is opened. Overdraft protection available. No minimum balance required.
Offer: Minimum balance is $5.00. Fees may reduce earnings. Rate may change after account is opened.
0.10% interest rate
Rate by balance
Rate by balance for General Share / Savings Accounts Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Gonzales, LA
21 accounts at 7 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 3.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.28%
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Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch