Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Waycross, GA metro
- Southeastern Credit UnionPerformance Money MarketPerformance Money Market · $1,000 min · 1.76%–3.03% by balance
Credit union · 1 branch
1.76%APY$176 a year on $10,000Requirements
Product: Avoid the minimum balance fee by maintaining a $1,000 daily minimum balance.
1.75% interest rate · Effective Jun 26, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $1,000 – $25,000Your amount 1.76% $25,001 – $50,000 2.02% $50,001 – $100,000 2.27% $100,001 – $250,000 2.52% Over $250,000 3.03% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Link to Southeastern Checking (Southeastern Cash or Cash Back). No minimum balance to earn rewards. No monthly maintenance fees.
Offer: Earned when qualifications on linked Southeastern Cash or Southeastern Cash Back account are met during a Monthly Qualification Cycle. No monthly maintenance fees. Minimum opening deposit $100 on rate sheet.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Jun 26, 2025
Rate checked
More details - Community First Credit Union of FloridaPassport Money Market AccountPassport Money Market Account · $1,000 min · 1.06%–1.76% by balance
Credit union · 3 branches
1.11%APY$111 a year on $10,000Requirements
Product: Membership eligibility required. Requires a $5 initial deposit in a Share Savings account to establish membership. No monthly service fees on balances over $100.
Offer: Requires $1,000 minimum deposit to open and $1,000 balance to earn interest.
1.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Passport Money Market Account Balance APY $1,000 – $2,500 1.06% $2,500 – $10,000 1.06% $10,000 – $25,000Your amount 1.11% $25,000 – $50,000 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 and up 1.76% Rate checked
More details - Georgia's Own Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–3.50% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Rates are variable and subject to change without notice. Dividends compounded monthly. Minimum balance of $2,500 required to earn dividends. $10 monthly service charge if minimum daily balance falls below $2,500.
Offer: Minimum balance of $2,500 required to earn dividends. Monthly service charge of $10 applies if daily balance drops below $2,500 (waived with daily balance of $2,500 or more). Dividends compounded monthly.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 1.95% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.50% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Can only be opened with a new or existing Prime Rewards Checking or Prime Interest Checking account. Limit 1 account per SSN/ITIN.
Offer: When qualifications are met (active Prime Rewards Checking or Prime Interest Checking account, and enrolled in and receive monthly e-statements). Daily balances up to $50,000.
Qualified rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $50,000Your amount 0.50% Over $50,000Rate accurate as of 11/01/2022. 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Set money aside to reach a specific goal. No minimum balance fees. No minimum deposit to open.
Offer: Competitive dividends on average daily balance of $100 or more. Shares rate schedule with Share Savings. No minimum balance fees. No minimum deposit to open.
0.35% interest rate · No monthly fee · Effective Jun 26, 2025
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Establishes membership with Southeastern Credit Union. Minimum balance fee avoided by maintaining a $150 minimum balance, or waived with another share or loan with SCU. $25 minimum deposit to open.
Offer: Rate applies to balances over $100 (average daily balance of $100 or more). Avoid minimum balance fee by maintaining a $150 minimum balance (waived with another share or loan with SCU). Opening deposit $25.
0.35% interest rate · Effective Jun 26, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - Community First Credit Union of FloridaSpecial Purpose SavingsSavings · $100 min
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: New members must open a share account with a minimum $5 initial deposit. Minimum balance of $25 required.
Offer: Minimum deposit balance of $100 to earn interest.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Rates are variable and subject to change without notice.
Offer: Rates are variable and subject to change without notice. Excess Withdrawal Fee of $5.00 per item if more than six withdrawals/transfers per month.
Promotional rate · 0.10% interest rate
Rate by balance
Rate by balance for i[save] Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Georgia's Own Credit UnionPrimary SavingsSavings · $5 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must enroll in eStatements to avoid $5 per Mailed Statement Fee. Minimum balance of $5 represents refundable share deposit required for membership. Rates are variable and subject to change without notice.
Offer: Rates are variable and subject to change without notice. Excess Withdrawal Fee of $5.00 per item if more than six withdrawals/transfers per month.
0.10% interest rate
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Georgia's Own Credit UnionResolution SavingsSavings · $5 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates are variable and subject to change without notice.
Offer: Rates are variable and subject to change without notice. Excess Withdrawal Fee of $5.00 per item if more than six withdrawals/transfers per month.
0.10% interest rate
Rate by balance
Rate by balance for Resolution Savings Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Link to Southeastern Checking (Southeastern Cash or Cash Back). No minimum balance to earn rewards. No monthly maintenance fees.
Offer: Earned when qualifications on linked Southeastern Cash or Southeastern Cash Back account are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jun 26, 2025
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waycross, GA metro
18 accounts at 6 banks and credit unions · checked Oct 15–22
- Typical
- 0.13%
- Top 10% from
- 1.23%
- Banks, typical
- 0.01%
- Credit unions, typical
- 0.35%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches