Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Vineland, NJ metro
- First Harvest Credit UnionGrowth Savings AccountSavings · $0 min · 0.01%–3.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: No withdrawal penalties. Special promotional rate offers valid for funds not currently on deposit with First Harvest Credit Union, or qualifying by depositing an additional $5,000 or more in new money.
Offer: Tier 1 balance tier.
Promotional rate · 0.01% interest rate
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 0.01% $1,000 – $100,000Your amountTier 2 balance tier. Offer valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money. 3.00% $100,000 – $250,000Tier 3 balance tier. Offer valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money. 3.00% $250,000 – $500,000Tier 4 balance tier. Offer valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money. 3.00% $500,000 and upTier 5 balance tier. 0.30% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: No withdrawal penalties. Special promotional rate offers valid for funds not currently on deposit with First Harvest Credit Union, or qualifying by depositing an additional $5,000 or more in new money.
Offer: Promotional rate paid on minimum balance of $1,000 with maximum balance of $499,999. Valid for funds not currently on deposit with First Harvest Credit Union, or by depositing an additional $5,000 or more in new money.
Promotional rate · Balance cap $499,999 · Effective Sep 23, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Minimum $500 to open. Minimum $500 balance to earn APY. Must enroll in Estatements to waive $3 paper fee.
Offer: Minimum $500 balance to earn APY. Must enroll in Estatements (paper $3 fee). Not a CD.
Effective Oct 17, 2025
Rate checked
More details - Bridgeton Onized Federal Credit UnionMoney Market AccountMoney Market Account · $3,000 min
Credit union · 2 branches
1.94%APY$194 a year on $10,000Requirements
Product: Membership eligibility required (through a select employer group, family member of an existing member, or an association/community support group). $3,000 minimum balance; 6 transaction limit. $50.00 fee if balance falls below $3,000 at any time during the month; $75.00 excessive transaction fee per transaction exceeding the limit of 6.
Offer: $3,000 minimum balance. $50.00 fee when balance falls below $3,000 during the month. 6 transaction limit ($75.00 excessive transaction fee per occurrence exceeding 6).
Effective Oct 1, 2026
Rate checked
More details - Bay Atlantic Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–1.76% by balance
Credit union · 2 branches
1.26%APY$126 a year on $10,000Requirements
Product: Must be a Bay Atlantic FCU member with a current share savings account. Can be opened in person. Minimum balance requirement is $2,500. Account withdrawals, transfers, and checks are limited to 3 per month and must be at least $250 each. Deposits can be made at any time but must be at least $250 each.
Offer: Minimum balance requirement is $2,500. Compounded monthly. Fees could reduce account earnings.
1.25% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.26% $25,000 and up 1.76% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 3 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Bridgeton Onized Federal Credit UnionSpecial Savings AccountSavings · $0 min
Credit union · 2 branches
0.61%APY$61 a year on $10,000Requirements
Product: Unlimited withdrawals, optional auto-transfer.
Effective Oct 1, 2026
Rate checked
More details - Bridgeton Onized Federal Credit UnionRegular Share Savings AccountSavings · $5 min
Credit union · 2 branches
0.61%APY$61 a year on $10,000Requirements
Product: Every member is required to have a Share Savings Account as part of their share in the Credit Union. Unlimited withdrawals, optional direct deposit and payroll deduction.
Effective Oct 1, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Members 1st of NJ Federal Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.35%–0.75% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Simply maintain a minimum deposit of $1,500. Up to 6 withdrawals per month. $10.00 service fee if balance falls below $1,500.00. Dividends compounded and paid monthly. Money Market checks available.
Offer: $10.00 service fee if balance falls below $1,500.00. Up to 6 withdrawals per month.
0.35% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $9,999 0.35% $9,999 – $24,999Your amount 0.50% $24,999 and up 0.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum of $50 to open and waive monthly service fee. Quarterly Statements. Use of ATM card with this account.
Offer: Interest compounded and contracted quarterly. Minimum of $50 to waive monthly service fee.
0.25% interest rate · Effective Jun 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Vineland, NJ metro
43 accounts at 14 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.26%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.56%
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Vineland, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches
- First Harvest Credit UnionCredit union · 1 branch
- Bay Atlantic Federal Credit UnionCredit union · 2 branches