Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in North Platte, NE metro
- 3.60%APY$360 a year on $10,000with conditions
Requirements
Product: Must be opened the same day as a newly issued Flatwater Bank CD. Maximum deposit is equal to the amount of the corresponding new CD. Deposits limited to initial deposit only or at the same time as opening a new CD.
Offer: Interest compounded and credited quarterly. Keep a $500 daily balance in the account to avoid the $25 quarterly maintenance fee. Maximum deposit equals amount of newly opened CD.
Qualified rate · Effective Apr 1, 2025
Rate checked
More details - North Platte Union Pacific Employees Credit UnionSuper Savings AcctSavings · $1,000 min
Credit union · 1 branch
2.01%APY$201 a year on $10,000Requirements
Product: Deposits must be made in $500.00 increments or more.
Offer: Deposits must be made in $500.00 increments or more.
2.00% interest rate
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free HighYield or CashBack Checking (required). Qualifications: at least 12 debit card purchases each > $5.00, at least 1 ACH credit or ACH payment transaction, and enrolled in e-statements per Monthly Qualification Cycle. Limit 1 account per SSN. Not for commercial purposes. No recurring monthly maintenance charges.
Offer: When linked CashBack Checking or HighYield Checking account qualifications are met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for HighYield Savings Balance APY Up to $100,000Your amount 2.00% $100,000 and upWhen linked CashBack Checking or HighYield Checking account qualifications are met during Monthly Qualification Cycle; 0.50%* Rate checked
More details - Lincoln Federal Savings BankPremier SavingsSavings · $50 min · 2.00%–3.50% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Minimum balance to open is $50.00; minimum balance to maintain and earn interest is $0.01. APY is calculated on the entire daily balance. Lincoln Federal Savings Bank generally does not accept deposits from sources outside its immediate trade areas.
Offer: APY is based and calculated on the entire daily balance of the account.
1.98% interest rate · No monthly fee · Effective Jul 6, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000Your amount 2.00% $10,000 – $25,000 2.50% $25,000 – $100,000 3.00% Over $100,000 3.50% Rate checked
More details - 1.35%APY$135 a year on $10,000
Requirements
Product: No monthly charges. Flexibility with up to six withdrawals per cycle and unlimited in-person withdrawals.
1.34% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.35% $50,000 – $100,000 1.60% $100,000 – $250,000 1.85% $250,000 – $500,000 2.25% $500,000 and up 2.50% Rate checked
More details - Western Nebraska BankMoney Market AccountMoney Market Account · $1,000 min · 1.31%–1.61% by balance
Bank · 1 branch
1.31%APY$131 a year on $10,000Requirements
Product: Limited to six pre-authorized debits per monthly statement cycle; debits must be in amounts no less than $500. $10 monthly service charge applies if minimum balance falls below $1,000.
Offer: Applies to balances under $50,000. $10 monthly service charge waived if balance remains at or above $1,000.
1.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 1.31% $50,000 – $100,000 1.41% $100,000 – $200,000 1.51% $200,000 and up 1.61% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Adams Bank & TrustStandard Savings AccountSavings · $0 min · 0.10%–0.65% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: Rates current as of 10/01/2026 9:15 AM (mst)
0.10% interest rate
Rate by balance
Rate by balance for Standard Savings Account Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.65% Rate checked
More details - Adams Bank & TrustConsumer Money Market SavingsConsumer Money Market Savings · $100 min · 0.10%–1.50% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: $2 monthly service fee is waived with a $100 minimum balance, or for account holders under 18 and college students under 24 with a valid student ID. The interest rate and annual percentage yield may change after account opening. First 3 monthly withdrawals are free, then $1 per withdrawal, up to a maximum of 6 withdrawals per month.
Offer: Rate applies to balances from $0 to $1,499.99. Rate may change after account opening. $2 monthly service fee waived with $100 minimum balance, or for account holders under 18 and college students under 24 with valid student ID. First 3 monthly withdrawals are free, then $1 per withdrawal, up to 6 withdrawals per month.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Consumer Money Market Savings Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.20% $5,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.65% $25,000 – $50,000 1.10% $50,000 and up 1.50% Rate checked
More details - North Platte Union Pacific Employees Credit UnionRegular SavingsSavings · $25 min
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Primary share membership account; minimum balance required to keep account in good standing.
0.60% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Up to six outside transactions permitted per month. No continuing minimum balance requirement.
Offer: Variable interest rate. No minimum balance needed to obtain APY.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Maintain minimum daily available balance of $25 to avoid monthly service charge. Minimum balance to open is $25. Preauthorized debits limited to six per month.
0.50% interest rate · $1.50 monthly fee
Rate checked
More details - 0.40%APY$40 a year on $10,000intro rate
Requirements
Product: Variable rate. May change after account is opened. $5 service charge if balance falls below $2,500 on any day of the quarter.
Offer: Variable rate; $5 service charge if balance falls below $2,500 on any day of the quarter.
Promotional rate · 0.40% interest rate · Effective Aug 2, 2022
Rate checked
More details - 0.35%APY$35 a year on $10,000intro rate
Requirements
Product: Variable rate. May change after account is opened. $5 service charge if balance falls below $100 on any day of the quarter.
Offer: Variable rate; $5 service charge if balance falls below $100 on any day of the quarter.
Promotional rate · 0.35% interest rate · Effective Aug 2, 2022
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Platte, NE metro
28 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.33%
- Top 10% from
- 2.00%
- Banks, typical
- 0.28%
- Credit unions, typical
- 1.31%
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North Platte, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Western Nebraska BankBank · 1 branch