Bank · FDIC insured
Sandhills State Bank
A $382.8M bank headquartered in North Platte, NE, with 10 branches in Nebraska. Best rates: savings 0.40% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings760.40%at $10,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Sandhills State Bank
Sandhills State Bank specializes in working with business, ranching, and farming clients.
The bank focuses on serving the people, businesses, and communities of the Sandhills through local involvement, decision-making, and investment.
- Headquarters
- 203 S Dewey St, North Platte, NE 69101
- FDIC certificate
- 13892 ↗
Branches
10 branches in Nebraska
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Nebraska
10 branches
North Platte area · 1
- Sandhills State BankMain office203 S Dewey St, North Platte, NE 69101Directions
Alliance area · 1
- Sandhills State Bank Alliance Branch420 Box Butte Ave, Alliance, NE 69301Directions
Arthur area · 1
- Arthur Branch302 Fir St, Arthur, NE 69121Directions
Bassett area · 1
- Bassett Branch202 Clark Street, Bassett, NE 68714Directions
Grant area · 1
- Central Avenue Branch225 Central Ave, Grant, NE 69140Directions
Harrison area · 1
- Harrison Branch201 Main St, Harrison, NE 69346Directions
Hyannis area · 1
- Hyannis Branch113 S Main Ave, Hyannis, NE 69350Directions
Ogallala area · 1
- Ogallala Branch605 E 1st St, Ogallala, NE 69153Directions
Valentine area · 1
- Valentine Branch132 N Main St, Valentine, NE 69201Directions
Wauneta area · 1
- Wauneta Branch202 N Tecumseh, Wauneta, NE 69045Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.42% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.16% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.52% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio8.42%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.16%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.52%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Sandhills State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.