Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Fairmont, MN metro
- Portage BankNew Frontier Money MarketNew Frontier Money Market · $2,500 min · 0.75%–3.30% by balance
Bank · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Balances under minimum balance requirements do not earn interest. Must maintain a minimum daily balance of $0.01 to earn the disclosed APY. Optional mailed statements cost $3.00 per month.
Offer: Must maintain a minimum daily balance of $0.01 to earn disclosed APY.
0.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for New Frontier Money Market Balance APY Up to $10,000 0.75% $10,000 – $100,000Your amount 2.27% $100,000 – $250,000 2.53% $250,000 – $500,000 2.78% $500,000 and up 3.30% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Bank MidwestPremier Money Market Savings AccountPremier Money Market Savings Account · $50 min · 1.00%–3.20% by balance
Bank · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered interest rate. If balance falls below $10,000 any day of the month, a $10 monthly service charge is assessed. Limited to 6 withdrawals and 6 checks per month.
Offer: Monthly fee of $10 assessed if balance falls below $10,000 any day of the month.
1.00% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Account Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.68% $250,000 and up 3.20% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: No monthly service charge with average daily balance of $500, otherwise $25. Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
Offer: Monthly fee waived with an average daily balance of $500.
1.25% interest rate · $25 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for MORE Money Market Balance APY Up to $25,000Your amount 1.26% $25,000 – $100,000 1.76% $100,000 – $249,999 2.03% $250,000 – $500,000 2.54% $500,000 and up 3.05% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: $10.00/month fee if average ledger balance falls below $5,000.00. $5,000 minimum balance required.
0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for WooHoo! Savings Balance APY Up to $15,000Your amount 0.75% $15,000 – $50,000 1.00% $50,000 – $100,000 1.51% $100,000 and up 2.02% Rate checked
More details - Profinium Bank IncPro LISA Liquid Investment Savings AccountSavings · $5,000 min · 0.53%–1.03% by balance
Bank · 2 branches
0.53%APY$53 a year on $10,000Requirements
Product: $10.00 monthly service charge imposed if average monthly balance is lower than $5,000.00. The APY listed in each tier will be paid on the entire balance in the account.
Offer: Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00.
$10 monthly fee
Rate by balance
Rate by balance for Pro LISA Liquid Investment Savings Account Balance APY Up to $250,000Your amount 0.53% $250,000 – $500,000 0.73% $500,000 and up 1.03% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Offer: Up to $4,999.99; Must Have a BEYOND SPEND Account, ONE Account Available Per Primary Tax ID.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Beyond Save Balance APY Up to $5,000 1.50% $5,000 – $25,000Your amountBetween $5,000.00-$24,999.99; APY ranges from 0.70% to 1.50%; 0.50%* $25,000 and upOver $25,000.00; APY ranges from 0.25% to 0.70%; 0.10%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service charge with daily balance of $100; otherwise $5.
Offer: No monthly service charge with daily balance of $100; otherwise $5.
0.15% interest rate · $5 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Classic Save Balance APY Up to $10,000 0.15% $10,000 and upYour amount 0.25% Rate checked
More details - CCFBankFreedom Advantage Money MarketFreedom Advantage Money Market · $500 min · 0.25%–0.60% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
0.25% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Freedom Advantage Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 – $500,000 0.50% $500,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must have a BEYOND SPEND & BEYOND SAVE Account.
Offer: Must have a BEYOND SPEND & BEYOND SAVE Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5.00 monthly service charge imposed if average monthly balance is lower than $25.00; fee waived for those age 25 and younger.
Offer: $5.00 monthly fee waived if average monthly balance is $25.00 or more, or for those age 25 and younger.
$5 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly service charges for active accounts. Interest compounded and paid quarterly. Balances under minimum balance requirements do not earn interest.
Offer: Balances under $10.00 do not earn interest.
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must deposit at least $50 to open. $5.00/month fee if average ledger monthly balance falls below $50.00 (waived for under 18). No interest earned on days daily collected balance falls below $50.00.
0.05% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $999 0.05% $1,000 – $14,999Your amount 0.10% $15,000 – $49,999 0.20% $50,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $2 is eliminated when you carry a daily balance of $100 or more. Paper statements optional for $3 per month.
Offer: Monthly fee of $2 eliminated with daily balance of $100 or more.
0.10% interest rate · $2 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Great Rate Savings Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fairmont, MN metro
18 accounts at 6 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch