Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Athens, GA metro
- 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice
Offer: Qualifications met; balances up to $100,000
Qualified rate · Effective Nov 12, 2025
Rate by balance
Rate by balance for American Rewards Balance APY Up to $100,000Your amount 5.00% $100,000 and up 0.50% Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Interest compounded daily on the collected balance. $100 minimum average daily balance to avoid $6 monthly maintenance fee.
Offer: $100 minimum average daily balance to avoid $6 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $6 monthly fee · Effective Jan 15, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.15%APY$315 a year on $10,000
Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $25,000, with monthly net deposit(s) of $100+. Minimum balance to earn dividend is $0.01.
3.11% interest rate
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: High yield savings account. Interest compounded daily on the collected balance.
Offer: Open In-Person: Find a Branch.
Compounded daily · Effective Dec 12, 2025
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: High yield savings account. Interest compounded daily on the collected balance.
Offer: Interest compounded daily on the collected balance.
Compounded daily · Effective Jan 15, 2026
Rate checked
More details - MyGeorgia Credit UnionMy Money MarketMy Money Market · $0 min · 0.00%–3.04% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: Minimum $2,000.00 balance to earn dividends. First 50 checks free. Subject to withdrawal fee for each account debit after 6 per month. Dividends paid monthly. Rates are variable and may change after account is opened.
Offer: Average daily balance tier $0 - $1,999.99. Rate is 0%.
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for My Money Market Balance APY Up to $2,000 0.00% $2,000 – $10,000Rate is 2.00%. 2.02% $10,000 – $25,000Your amountRate is 2.25%. 2.27% $25,000 – $75,000Rate is 2.75%. 2.79% $75,000 and upRate is 3.00%. 3.04% Rate checked
More details - Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - Georgia United Credit UnionHigh Earning SavingsSavings · $100 min · 0.10%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Rates may change after account is opened. Earn up to 3.15% APY when you increase savings by $100+ monthly net deposit(s) or maintain a balance of $25,000 or more; otherwise dividend is accrued on a tiered basis. Minimum balance to earn dividend is $0.01. Compounded and credited monthly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Balances less than $10,000 (balances $9,999.99 or below) if no qualifying deposit(s) of $100+ are made. Minimum balance to earn dividend is $0.01.
0.10% interest rate
Rate by balance
Rate by balance for High Earning Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 1.75% Rate checked
More details - Peach State Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–2.25% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid a monthly fee when you maintain a minimum daily balance of $2,500. Variable rate account; rates subject to change.
Offer: Tier I. Avoid monthly fee with a minimum daily balance of $2,500.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amountTier II. 1.00% $25,000 – $100,000Tier III. 1.25% $100,000 and upTier IV. 2.25% Rate checked
More details - MyGeorgia Credit UnionShare Savings AccountSavings · $100 min · 0.25%–0.85% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Includes Elite Club. Dividends paid quarterly. Rates are variable and may change after account is opened. Money Market and Share accounts are subject to withdrawal fee for each account debit after 6 per month. ATM card access has $1 fee for each savings withdrawal.
Offer: Quarterly dividend rate.
0.25% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.35% $5,000 – $10,000 0.55% $10,000 and upYour amount 0.85% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Offer: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - Robins Financial Credit UnionPrestige Money MarketPrestige Money Market · $2,500 min · 0.60%–1.50% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: No monthly maintenance fee. A $5.00 per month fee applies if balance falls below the minimum balance. Limited to no more than six transfers/withdrawals per month; excessive withdrawals subject to a $15.00 fee per item or account closure. An average daily account balance of $2,500.00 or more is required to receive the stated Dividend Rate and APY.
Offer: Average daily balance of $2,500.00 to $9,999.99 required to earn stated rate. Initial deposit of $2,500 required to open.
0.60% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Prestige Money Market Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.65% $50,000 – $100,000 0.90% $100,000 and up 1.50% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Athens, GA metro
46 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 3.08%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.68%
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Athens, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 2 branches
- MyGeorgia Credit UnionCredit union · 1 branch
- American Pride BankBank · 1 branch