Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Astoria, OR metro
- Maps Credit UnionPrivate Client Premium Money MarketPrivate Client Premium Money Market · $500 min · 0.25%–3.50% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Private Client Premium Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 2.00% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Maps Credit UnionIndexed Money Market AccountIndexed Money Market Account · $5 min · 0.25%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: The highest rate on this account is tied to half of the Federal Fund rate. The APY is based on the upper bound of the federal funds target rate as established by the Federal Open Market Committee (FOMC), at the end of the prior month. This account does not qualify for checks or debit cards. The APY may adjust at the start of each month, based on FOMC actions.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY Up to $5,000 0.25% $5,000 and upYour amountHighest rate is tied to half of the Federal Fund rate. 2.00% Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Maps Credit UnionAdvanced Private Client Money Market with Excess Share InsuranceAdvanced Private Client Money Market with Excess Share Insurance · $500 min · 0.10%–3.35% by balance
Credit union · 2 branches
1.87%APY$187 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members. A Private Client Checking Account is required.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advanced Private Client Money Market with Excess Share Insurance Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 1.87% $100,000 – $250,000 2.35% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.10% $1,000,000 and up 3.35% Rate checked
More details - Maps Credit UnionEstate Membership SavingsSavings · $100 min · 0.10%–3.10% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Offer: Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Estate Membership Savings Balance APY Up to $10,000 0.10% $10,000 – $250,000Your amount 1.35% $250,000 – $500,000 2.10% $500,000 – $750,000 2.25% $750,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Wauna Credit UnionElite+ Money Market AccountElite+ Money Market Account · $5,000 min · 0.75%–2.38% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Federally insured through NCUA up to $250,000. Limited to 3 checks and up to 6 transfers per month, with unlimited branch transactions. Minimum balance to earn dividends listed.
0.75% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for Elite+ Money Market Account Balance APY $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.50% $250,000 – $750,000 2.13% $750,000 and up 2.38% Rate checked
More details - Fibre FCUMoney Market SavingsMoney Market Savings · $1,500 min · 0.25%–1.25% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
Offer: Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,500 0.25% $1,500 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $75,000 0.85% $75,000 – $100,000 0.90% $100,000 – $250,000 1.15% $250,000 and up 1.25% Rate checked
More details - Fibre FCUMoney Market CheckingMoney Market Checking · $1,500 min · 0.25%–1.25% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Once a particular range is met, the dividend rate and APY for that balance range apply to the full balance of your account.
Offer: Compounded and credited monthly. Daily balance method. Minimum monthly balance $.01.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,500 0.25% $1,500 – $5,000 0.40% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 – $75,000 0.85% $75,000 – $100,000 0.90% $100,000 – $250,000 1.15% $250,000 and up 1.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Minimum $5 balance required to maintain credit union share/membership. Minimum balance to earn APY is $50. Compounded and credited monthly. Daily balance method.
Offer: Minimum balance of $50 to earn APY; minimum monthly balance is $5. Daily balance method, compounded and credited monthly.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Maps Credit UnionPremium Money Market AccountPremium Money Market Account · $5 min · 0.25%–3.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Offer: Dividends compounded and credited monthly. Minimum $1 balance to earn dividends (stated as $0 in schedule).
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 1.50% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 and up 3.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Astoria, OR metro
34 accounts at 8 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Oregon
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Valley Credit UnionCredit union · 1 branch
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- Ironworkers USA Credit UnionCredit union · 1 branch