Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 382 results in Ohio
- Century Federal Credit UnionMoney Market InnovatorMoney Market Innovator · $100 min · 0.50%–5.00% by balance
Credit union · 8 branches
5.00%APY$500 a year on $10,000intro rateRequirements
Product: Opening minimum $100. Earn 5% promotional rate for the lowest tier for 90 days.
Offer: Earn 5% promotional rate for the lowest tier for 90 days.
Promotional rate · Effective Oct 28, 2026
Rate by balance
Rate by balance for Money Market Innovator Balance APY $100 – $19,999Your amount 5.00% $20,000 – $74,999 0.60% $75,000 and up 0.50% Rate checked
More details - General Electric Credit UnionThrive Money MarketThrive Money Market · $0 min · 1.80%–4.25% by balance
Credit union · 11 branches
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
Offer: Tier 1 rate on daily balance up to $99.99.
Promotional rate · 1.79% interest rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $100 1.80% $100 – $5,000 1.80% $5,000 and upYour amountNew Thrive Money Market account; funded within 30 days; maintain $5,000 minimum; introductory period 90 days. 4.25% $25,000 – $250,000 1.80% $250,000 and up 1.80% Rate checked
More details - 3.95%APY$395 a year on $10,000
Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Sun Federal Credit UnionKasasa SaverSavings · $0 min · 0.25%–3.50% by balance
Credit union · 7 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Pair Kasasa Saver with Kasasa Checking; rewards move into savings automatically. A reward checking account is required to have a reward savings account. When qualifications are not met in monthly cycle, non-qualifying APY of 0.05% is paid. No minimum balance required to earn rewards. No recurring monthly maintenance charges or fees to open or close.
Offer: Tier 1: $0 – $75,000.00. Qualifying rate when monthly qualifications met on linked checking account.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Oct 30, 2026
Rate by part of balance
Rate by balance for Kasasa Saver Balance APY Up to $75,000 3.50% Over $75,000 0.25% Each rate is paid on the part of the balance in its range.
Rate checked
More details - 7 17 Credit UnionVelocity SavingsSavings · $0 min · 0.08%–3.50% by balance
Credit union · 16 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: High-yield savings account. Not available for Minors, Rep Payee, Guardianship or Business accounts/members. Dividends calculated by the daily balance method. Higher rate requires qualifying monthly account requirements: Direct Deposit totaling $1,000 or more in aggregate posting to any 7 17 account owned; eStatements enrollment; and net balance increase of $250 or more over prior month ending balance.
Offer: Standard base tier or when monthly account requirements are not met.
Qualified rate · 0.08% interest rate · Effective Mar 2, 2026
Rate by balance
Rate by balance for Velocity Savings Balance APY Up to $5,000 0.08% $5,000 and upYour amountRequires meeting monthly account criteria: $1,000+ aggregate direct deposit, active eStatements, and $250+ net balance increase month-over-month. 3.50% Rate checked
More details - Clearview Federal Credit UnionRelationship Money MarketRelationship Money Market · $0 min · 2.25%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To qualify for relationship rates, pair with an active Absolute Checking account and either maintain $5,000+ in qualifying direct deposits monthly, make 8 qualifying debit card transactions monthly, or make 8 qualifying Clearview credit card transactions during the monthly cycle date. $10 monthly service fee waived by maintaining an average daily balance of at least $5,000 or $20,000 in combined deposits.
Offer: Tier 1 balance tier ($0.01 - $1,999,999.99). Minimum balance to earn stated APY is $0.01. $10 monthly service fee applies if average daily balance falls below $5,000 unless maintaining $20,000 in combined deposits.
Qualified rate · 3.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $2,000,000Your amount 3.40% $2,000,000 and up 2.25% Rate checked
More details - 3.09%APY$309 a year on $10,000
Requirements
Product: Promotional special account requiring deposits greater than $5.00 per week.
Offer: Requires minimum balance / deposit of >$5.00 per week.
3.05% interest rate
Rate checked
More details - Firefighters & Company Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
3.05%APY$305 a year on $10,0003.00% interest rate
Rate checked
More details - Carey Poverello Federal Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $2,500 min · 3.04%–3.82% by balance
Credit union · 1 branch
3.04%APY$304 a year on $10,000Requirements
Product: A $2,500.00 minimum balance is required to earn a dividend. Dividends paid monthly. Maximum of 1 withdrawal per month; if more than one withdrawal per month is taken, a $15.00 fee will be assessed once for that month. Membership eligibility: anyone who lives, works, attends school, or worships in Crawford, Hancock, Hardin, Seneca, or Wyandot County.
Offer: Tier 1. Dividends paid monthly. Tier is determined by end of day balance. Maximum of 1 withdrawal per month ($15.00 fee for more than 1 withdrawal).
3.00% interest rate
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $2,500 – $50,000Your amount 3.04% $50,000 – $100,000Tier 2. 3.30% $100,000 – $150,000Tier 3. 3.56% $150,000 and upTier 4. 3.82% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $0 min · 0.00%–3.50% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.00% $100,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.25% $250,000 and upTier rate with bonus rate. Requires Tax Reported Owner to have an Ultra Checking or Free Checking account maintained with an average monthly balance of at least $1.00, at least 20 cleared signature/non-PIN debit or credit card transactions, 1 direct deposit or ACH auto payment, and active e-statements. 3.50% Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - First Service Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.22%–2.83% by balance
Credit union · 4 branches
2.83%APY$283 a year on $10,000Requirements
Product: Earnings credited monthly. Rates adjusted weekly with market trends. Minimum balance fee of $5.00 charged any month balance falls below $2,500. Excessive withdrawal fee of $3 for each withdrawal exceeding 6 per month.
Offer: Dividend period is monthly. Stated rates were paid the previous dividend period and are for comparison only.
2.20% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 2.22% $10,000 and upYour amount 2.83% Rate checked
More details - 2.75%APY$275 a year on $10,000
Effective Oct 1, 2026
Rate checked
More details - Wright-Patt Credit UnionMoney Market Savings AccountMoney Market Savings Account · $100 min
Credit union · 41 branches
2.75%APY$275 a year on $10,000Requirements
Product: Variable rate account. Dividends are compounded and credited monthly. No monthly service fees. No transaction limitations. Free checks with a money market account balance of $10,000 or more (specific check styles). NCUA insured up to $250,000. Minimum deposit to open is $100.00, in addition to the purchase of one $5.00 membership share required to be maintained in TrueSaver account. No dividends paid on balances under $100.00.
Offer: No dividends are paid on balances under $100.00. Requires $5.00 membership share in TrueSaver account.
No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Day Air Credit UnionMoney MarketMoney Market · $2,500 min · 2.53%–2.63% by balance
Credit union · 5 branches
2.63%APY$263 a year on $10,000Requirements
Product: $2,500 minimum balance required to earn dividends. Up to 6 withdrawals per month.
2.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.53% $10,000 and upYour amount 2.63% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ohio
386 accounts at 161 banks and credit unions · checked Oct 30–31
- Typical
- 0.15%
- Top 10% from
- 1.96%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Wright-Patt Credit UnionCredit union · 41 branches