Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results
- Kaua'i Federal Credit UnionĀnuenue SavingsSavings · 0.10%–4.00% by balance
Credit union · Add a location to see nearby branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Paired with Nalu Checking account. Balances up to $20,000 earn reward rate during months in which paired Nalu Checking meets minimum qualifications. Deposits over $20,000 or when minimum qualifications are not met earn interest at the standard rate. Round-up debit card purchases available.
Offer: Qualified: paired Nalu Checking meets minimum qualifications.
Qualified rate · 3.93% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Ānuenue Savings Balance APY Up to $20,000Your amount 4.00% $20,000 and upQualified: deposits over $20,000 earn standard rate. 0.10% Rate checked
More details - Daniels-Sheridan Federal Credit UnionKasasa SaverSavings · $25 min · 0.25%–4.00% by balance
Credit union · Add a location to see nearby branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Exclusively available to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking accountholders. Limit 1 account per Social Security Number.
Offer: Qualifying requirements met in linked Kasasa Checking account (at least 12 debit card purchases, at least 1 direct deposit/ACH/bill pay transaction, enrolled in e-statements per monthly qualification cycle). No monthly maintenance fees.
Qualified rate · 3.93% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 4.00% Over $25,000 0.25% Rate checked
More details - 4.00%APY$400 a year on $10,000
3.93% interest rate
Rate checked
More details - Verity Credit UnionMax My SavingsSavings · 0.03%–4.00% by balance
Credit union · Add a location to see nearby branches
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: Must be paired with a Verity Cash Back or Double Cash Back Checking account. Limit one Max My Savings account per primary account holder. Non-existing members must establish a Prime Share membership account ($5 membership fee required).
Offer: Qualifying rate when monthly Cash Back Checking qualifications are met (at least 12 debit card purchases, enrolled in eStatements, and log into Digital Banking at least once).
Qualified rate · No monthly fee · Effective Feb 1, 2026
Rate by balance
Rate by balance for Max My Savings Balance APY Up to $50,000Your amount 4.00% $50,000 and up 0.03% Rate checked
More details - SkyOne Federal Credit UnionAltitude SavingsSavings · $1 min
Credit union · Add a location to see nearby branches
3.99%APY$399 a year on $10,000Requirements
Product: Membership is required. New money deposits only (funds originating outside SkyOne Federal Credit Union). Limit one Altitude Savings Account per primary membership number. Variable-rate account.
Offer: Requires new money only. No direct deposit required. Dividends compounded and credited monthly based on average daily balance method.
3.92% interest rate · No monthly fee · Effective Sep 15, 2026
Rate checked
More details - Little Rock Fire Department FCUShare Savings AccountsSavings · $10 min · 3.56%–4.08% by balance
Credit union · Add a location to see nearby branches
3.98%APY$398 a year on $10,000intro rateRequirements
Product: Tiered rate account; dividends figured on an average daily balance. Available to members of Little Rock Fire Department FCU only. A $10.00 deposit establishes membership.
Offer: Dividends paid for the 3rd Quarter 7-01-2026 thru 9-30-2026 figured on average daily balance.
Promotional rate · 3.50% interest rate
Rate by balance
Rate by balance for Share Savings Accounts Balance APY Up to $500 3.56%* $500 – $2,000 3.67%* $2,000 – $5,000 3.77%* $5,000 – $10,000 3.87%* $10,000 – $25,000Your amount 3.98%* $25,000 and up 4.08%* Rate checked
More details - America First Credit UnionDedicated SavingsSavings · $0 min
Credit union · Add a location to see nearby branches
3.95%APY$395 a year on $10,000Requirements
Product: Requires $10 minimum monthly automatic deposit. Additional deposits allowed up to $10,000 per month. Limited to $100,000 total in one or multiple dedicated savings accounts. Early withdrawal penalties may apply. Maintenance or activity fees could reduce earnings.
Offer: Requires $10 minimum monthly automatic deposit. Maximum deposit $10,000 per month, up to $100,000 total across accounts. Early-withdrawal penalties may apply. Dividends credited monthly.
3.88% interest rate · Effective Oct 21, 2026
Rate checked
More details - Superior Credit UnionWealth Builder AccountSavings · $100 min
Credit union · Add a location to see nearby branches
3.95%APY$395 a year on $10,000Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.95%APY$395 a year on $10,000
No monthly fee · Effective Oct 4, 2026
Rate checked
More details - Quontic Digital BankMoney Market AccountMoney Market Account · $100 min
Bank · Add a location to see nearby branches
3.90%APY$390 a year on $10,000Requirements
Product: Minimum opening deposit $100. No maintenance fee. Interest is compounded daily and credited monthly. Rates accurate as of October 5, 2026.
Offer: Tiered balance applies. Maintain stated daily balance to obtain disclosed APY.
3.83% interest rate · Compounded daily · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Prime Alliance BankPersonal Money MarketPersonal Money Market · $0 min
Bank · Add a location to see nearby branches
3.90%APY$390 a year on $10,000Requirements
Product: Transfers to another account or third parties are limited to six per calendar month. Interest is compounded and credited monthly.
Offer: Variable rate subject to change without notice. Interest is compounded and credited monthly. Up to 6 withdrawals/transfers per calendar month. No monthly maintenance fees or minimum balance requirement.
3.83% interest rate · No monthly fee
Rate checked
More details - 3.90%APY$390 a year on $10,000
Requirements
Product: Standard savings account for individuals. No monthly maintenance fees or minimum balance requirement. Unlimited deposits and up to six withdrawals/transfers per calendar month.
Offer: Interest rate and APY are variable and may change without notice. Interest is paid monthly.
3.83% interest rate · No monthly fee
Rate checked
More details - United Trust BankNew Money Only Money MarketNew Money Only Money Market · $10,000 min · 3.90%–4.00% by balance
Bank · Add a location to see nearby branches
3.90%APY$390 a year on $10,000intro rateRequirements
Product: Available to new customers. Money market intro rate with a minimum deposit of $10,000 of money not currently on deposit with United Trust Bank. Future rates subject to change based on market conditions. Fees apply if average balance drops below $10,000. Bank reserves the right to modify or end this promotion at any time.
Offer: New money only (funds not currently on deposit with United Trust Bank). Available to new customers. Fees apply if average balance drops below $10,000.
Promotional rate · 3.83% interest rate · Effective Jan 6, 2026
Rate by balance
Rate by balance for New Money Only Money Market Balance APY $10,000 – $100,000Your amount 3.90% $100,000 and up 4.00% Rate checked
More details - Texas Capital BankStar High-Yield Savings AccountSavings · $0 min
Bank · Add a location to see nearby branches
3.85%APY$385 a year on $10,000Requirements
Product: Limited to individuals with a Texas residential address. If you are not a Texas resident, you will be presented with an offer for the Star Savings Account.
Offer: Daily balance up to and including $1,000,000 will earn the disclosed APY. Texas residency required.
3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Baton Rouge Telco FCUPremier Savings AccountSavings · 1.80%–3.85% by balance
Credit union · Add a location to see nearby branches
3.85%APY$385 a year on $10,000with conditionsRequirements
Product: Must be paired with a Premier Checking account within the same membership and meet monthly requirements. Limit of one Premier Bundle per membership. Existing savings accounts cannot be converted.
Offer: Special offer promotional rate (Q2-Premier Savings-2025) with Premier Bundle when qualifying by enrolling in eStatements, setting up direct deposit, and making 15 debit card purchases each month.
Qualified rate
Rate by balance
Rate by balance for Premier Savings Account Balance APY Any balance 3.50% Up to $50,000Your amount 3.85% $50,000 and up 1.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,192 accounts at 4,873 banks and credit unions · checked Oct 15–22
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank