Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results
- 3.04%APY$304 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account. Enrollment in online banking and eStatements may be required.
Offer: Applies to portion of average daily balance up to $25,000 when monthly qualifications are met in linked Kasasa account. Variable rate. No minimum balance required to earn rewards.
Qualified rate · 3.00% interest rate · Balance cap $25,000 · No monthly fee · Effective Sep 20, 2023
Rate checked
More details - Pioneer Mutual Federal Credit UnionShare Savings AccountSavings · $110 min
Credit union · Add a location to see nearby branches
3.03%APY$303 a year on $10,000Requirements
Product: Must maintain a minimum balance of $100.00 to keep account open and earn dividends. Maximum deposit of $1,000.00 per month for individual share savings accounts. Limited to 6 withdrawals/transfers per month (maximum 3 by draft/check/debit).
Offer: Interest/dividends compounded and credited quarterly on balances exceeding $100.00 based on the average daily balance method.
No monthly fee
Rate checked
More details - First National Bank of HerefordReal SaverSavings · $100 min · 1.26%–3.03% by balance
Bank · Add a location to see nearby branches
3.03%APY$303 a year on $10,000with conditionsRequirements
Product: Links to free Reward Checking account. Automatic transfers of Reward Checking earnings. Opening deposit waived for minors (under 18) and full-time students.
Offer: Applies to all balances if qualifications are not met in Reward Checking.
Qualified rate · 1.25% interest rate · No monthly fee · Effective Sep 1, 2023
Rate by balance
Rate by balance for Real Saver Balance APY Any balance 1.26% Up to $100,000Your amountQualifying for Reward Checking rewards automatically qualifies for highest Real Saver rate. During each Monthly Qualification Cycle: at least 10 debit card purchases post and settle, at least one direct deposit, ACH credit, or ACH payment transaction, and enrolled in and agree to review eStatements. 3.03% Over $100,000During each Monthly Qualification Cycle: at least 10 debit card purchases post and settle, at least one direct deposit, ACH credit, or ACH payment transaction, and enrolled in and agree to review eStatements. 2.52% Rate checked
More details - Horizon Credit UnionTether SavingsSavings · $5 min
Credit union · Add a location to see nearby branches
3.03%APY$303 a year on $10,000with conditionsRequirements
Product: Must be 18 and over. Tether Savings and Tether Checking are a bundled pair and must be opened and maintained to qualify for the account. Electronic statements are required. No monthly service fees.
Offer: To earn stated APY: must open both Tether savings and Tether checking, agree to receive electronic/online statements, maintain a minimum balance of $50 in Tether Savings, and make monthly electronic transfer/deposit of $50 or more from Tether checking to Tether savings. Stated APY paid on balances up to $15,000.
Qualified rate · Balance cap $15,000 · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min
Bank · Add a location to see nearby branches
3.03%APY$303 a year on $10,000Requirements
Product: Open at branch locations. Can be linked with Choice Checking in the Apple Choice Banking Program for preferred rates. No monthly maintenance fee regardless of account balance. Must maintain a minimum daily balance of $2,500.00 each day to earn stated APY.
Offer: Standard rate. Must maintain a minimum daily balance of $2,500.00 each day to earn the stated APY.
2.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Wyoming Valley Educational Employees Federal Credit UnionRegular SharesSavings · 0.00%–3.55% by balance
Credit union · Add a location to see nearby branches
3.03%APY$303 a year on $10,000intro rateRequirements
Product: Savings rates are computed based on the average monthly balance. An account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter. Rates paid for the quarter ended 3/31/2026; rates are not guaranteed for the next quarter.
Promotional rate · 0.00% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $500 0.00% $500 – $10,000 2.52% $10,000 – $50,000Your amount 3.03% $50,000 and up 3.55% Rate checked
More details - Republic Bank of ChicagoDigital Money MarketDigital Money Market · $2,500 min
Bank · Add a location to see nearby branches
3.02%APY$302 a year on $10,000Requirements
Product: Available exclusively online. Account must be funded with money not currently on deposit with Republic Bank of Chicago. Monthly maintenance fee of $25 is assessed if balance falls below $2,500.
Offer: Account must be funded with new money not currently on deposit with Republic Bank of Chicago. Monthly maintenance fee of $25 waived with minimum daily balance of $2,500.
$25 monthly fee
Rate checked
More details - Sunflower BankVelocity Money MarketVelocity Money Market · 3.02%–3.85% by balance
Bank · Add a location to see nearby branches
3.02%APY$302 a year on $10,000Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - City First BankPromo High Yield Consumer Money MarketPromo High Yield Consumer Money Market · $10,000 min · 3.02%–3.28% by balance
Bank · Add a location to see nearby branches
3.02%APY$302 a year on $10,000intro rateRequirements
Product: Promotional rate is fixed for 90 days, after which rates become variable and subject to change without notice.
Offer: Fixed rate for 90-day promotional period.
Promotional rate · 2.98% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Promo High Yield Consumer Money Market Balance APY Up to $249,999Your amount 3.02% $250,000 and up 3.28% Rate checked
More details - Alliant Credit UnionHigh-Rate SavingsSavings · $100 min
Credit union · Add a location to see nearby branches
3.01%APY$301 a year on $10,000Requirements
Product: No monthly maintenance fees. Minimum opening deposit of $25 required when opened online via open.alliantcreditunion.com or by phone, or $0 when opened via paper application, online/mobile banking, or loan application. $5 minimum balance to keep account open. Must maintain an average daily balance of $100 or more to earn dividends.
Offer: Requires an average daily balance of $100 or more to earn the stated APY/dividend rate. Dividends are compounded and credited monthly.
2.97% interest rate · No monthly fee · Effective Aug 5, 2026
Rate checked
More details - Alliant Credit UnionEmergency SavingsSavings · $100 min
Credit union · Add a location to see nearby branches
3.01%APY$301 a year on $10,000Requirements
Product: Minimum average daily balance of $100 required to earn stated Annual Percentage Yield (APY).
Offer: Requires an average daily balance of $100 or more. Dividend rate applies to Emergency Savings per footnote 63. Dividends paid on the last day of the month.
2.97% interest rate · Effective Jul 30, 2026
Rate checked
More details - Alliant Credit UnionSupplemental SavingsSavings · $100 min
Credit union · Add a location to see nearby branches
3.01%APY$301 a year on $10,000Requirements
Product: Allows up to 19 additional named savings accounts for specific savings goals. Can be opened with a $0 balance in Online Banking. Minimum average daily balance $100 to earn stated APY.
Offer: Requires an average daily balance of $100 or more. Dividend rate applies to Supplemental Savings per footnote 63. Dividends paid on the last day of the month.
2.97% interest rate · No monthly fee · Effective Jul 30, 2026
Rate checked
More details - Alliant Credit UnionJumbo SavingsSavings · $25 min · 0.00%–3.35% by balance
Credit union · Add a location to see nearby branches
3.01%APY$301 a year on $10,000Requirements
Product: No monthly maintenance or service fees. Minimum opening deposit of $25 if opened via open.alliantcreditunion.com or by phone, $0 if opened via paper application, online/mobile banking, or loan application. Tiered rate account where tier qualifies monthly based on average daily balance.
Offer: Tier 0: Average daily balance less than $100 earns 0.00% APY / no dividend.
0.00% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Jumbo Savings Balance APY Up to $100 0.00% $100 – $100,000Your amount 3.01% $100,000 and up 3.35% Rate checked
More details - BrightStar Credit UnionWish AccountSavings · $25 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000Requirements
Product: Goal-oriented savings account with terms from 6 to 24 months. Minimum opening deposit $1.00. Must maintain a $25 minimum daily balance to obtain APY. Early withdrawal penalties may apply.
Offer: Term lengths from 6 to 24 months. Minimum daily balance of $25 required to earn APY. Unlimited deposits permitted; funds transfer upon maturity. Early withdrawal penalty may apply.
2.96% interest rate · Effective Oct 15, 2026
Rate checked
More details - Marine Credit UnionMoney Market SpecialMoney Market Special · $10,000 min
Credit union · Add a location to see nearby branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Reverts to standard rate for balance tier after the 10-month introductory period. Membership required.
Offer: Promotional rate effective for 10 months from opening date of new Money Market account; minimum opening deposit $10,000; minimum balance to earn dividends $10,000.
Promotional rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay nationwide
12,198 accounts at 4,869 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank