Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Tennessee
- Nashville Post Office Credit UnionMoney MarketsMoney Markets · $2,500 min · 1.25%–1.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Start with a $2,500.00 minimum deposit. Enjoy one free withdrawal each month.
Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Markets Balance APY $2,500 – $49,999Your amount 1.25% $50,000 – $99,999 1.50% $100,000 and up 1.75% Rate checked
More details - Parthenon Federal Credit UnionMoney Market AccountMoney Market Account · 1.25%–1.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Rates subject to change at any time. APY based on assumption that minimum balances and other requirements are met. Dividends compounded monthly.
Offer: Tier: Under $100,000. Dividends compounded monthly.
1.25% interest rate · Compounded monthly · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $100,000Your amount 1.25% $100,000 and up 1.50% Rate checked
More details - Skyline Credit UnionMoney Market Investment AccountMoney Market Investment Account
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Offer: Tier 3 – As of the last dividend declaration date, balance under $25,000.00
1.20% interest rate · Balance cap $25,000 · Effective May 1, 2026
Rate checked
More details - Redstone Federal Credit UnionMoney Market Account for Share and Trust AccountsMoney Market Account for Share and Trust Accounts · $2,000 min · 1.00%–2.53% by balance
Credit union · 7 branches
1.16%APY$116 a year on $10,000Requirements
Product: Consumer account rate sheet. A minimum balance of $1 is required to open the Money Market Share or Money Market Share Trust Account. A minimum daily balance of $2,000 is required to earn dividends. No dividends will be earned for the length of time your daily balance falls below $2,000. The minimum balance for a Money Market tier must be maintained to earn the stated APY for that tier.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account for Share and Trust Accounts Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amountDividends payable monthly. 1.16% $50,000 – $100,000Dividends payable monthly. 1.26% $100,000 – $250,000Dividends payable monthly. 1.51% $250,000 – $500,000Dividends payable monthly. 1.71% $500,000 – $1,000,000Dividends payable monthly. 2.12% $1,000,000 and upDividends payable monthly. 2.53% Rate checked
More details - Redstone Federal Credit UnionEndeavor Money MarketEndeavor Money Market · $2,000 min · 1.00%–1.51% by balance
Credit union · 7 branches
1.16%APY$116 a year on $10,000Requirements
Product: The minimum balance required to open the Endeavor Money Market Account and earn dividends is $2,000. No dividends will be earned for the length of time the balance is below $2,000. The minimum balance for a tier must be maintained to earn the stated APY for that tier. Rates may change every month as determined by the Board of Directors.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Endeavor Money Market Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 and up 1.51% Rate checked
More details - Redstone Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,000 min · 1.00%–2.53% by balance
Credit union · 7 branches
1.16%APY$116 a year on $10,000Requirements
Product: Membership required. Minimum daily balance of $2,000 is required to earn dividends. No dividends earned if daily balance falls below $2,000. Minimum balance for a Money Market tier must be maintained to earn the disclosed APY for that tier.
Offer: Minimum balance for tier must be maintained to earn disclosed APY.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,000 – $5,000 1.00% $5,000 – $50,000Your amount 1.16% $50,000 – $100,000 1.26% $100,000 – $250,000 1.51% $250,000 – $500,000 1.71% $500,000 – $1,000,000 2.12% $1,000,000 and up 2.53% Rate checked
More details - Johnsonville TVA Employees Credit UnionAccumulationSavings · $2,500 min · 1.05%–2.02% by balance
Credit union · 4 branches
1.15%APY$115 a year on $10,0001.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Accumulation Balance APY $2,500 – $9,999 1.05% $10,000 – $24,999Your amount 1.15% $25,000 – $49,999 1.26% $50,000 and up 2.02% Rate checked
More details - 1.11%APY$111 a year on $10,000with conditions
Requirements
Product: Must be bundled/enrolled with a WBT Cash Back Checking account or WBT Interest Checking account held in the name of one or more of the account holders. Limit of 1 account per SSN. Not for commercial purposes.
Offer: When qualifications are not met during Monthly Qualification Cycle, interest rate earned on entire balance will be 0.05% resulting in an APY of 0.05% and ATM withdrawal fees are not refunded.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 10, 2025
Rate by balance
Rate by balance for WBT Saver Balance APY Any balance 0.05% $10,000 and upYour amountQualifications met during Monthly Qualification Cycle: at least one direct deposit or ACH payment/credit post and settle; receive e-Statements; log into online banking; at least 15 debit card purchases of $5.00 or more post and settle to WBT Interest or WBT Cash Back account. Automatically qualifies in first statement cycle. 1.11%* Rate checked
More details - Mountain Valley BankMountain Valley Money MarketMountain Valley Money Market · $1,000 min · 1.06%–2.02% by balance
Bank · 5 branches
1.06%APY$106 a year on $10,000Requirements
Product: No minimum balance. No Checks. No Debit Card.
1.05% interest rate
Rate by balance
Rate by balance for Mountain Valley Money Market Balance APY $1,000 – $100,000Your amount 1.06%* $100,000 – $500,000 1.31%* $500,000 – $1,000,000 1.56%* $1,000,000 and up 2.02%* Rate checked
More details - Heritage SouthGold Share Money Market AccountGold Share Money Market Account · $2,500 min · 0.85%–2.78% by balance
Credit union · 6 branches
1.05%APY$105 a year on $10,000Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in Bedford, Marshall, Rutherford, Cannon, or Maury counties or the cities of Tullahoma, Manchester, Winchester, Decherd, or Fayetteville, and immediate family of current members ($1 one-time membership fee and $5 deposit in share savings required). Account allows up to 3 checks and 3 over-the-counter withdrawals or transfers per month. Dividends are paid monthly based on the previous month's declared dividend rate and are subject to change monthly. Fees may reduce earnings.
0.85% interest rate
Rate by balance
Rate by balance for Gold Share Money Market Account Balance APY $2,500 – $10,000 0.85% $10,000 – $50,000Your amount 1.05% $50,000 – $100,000 1.21% $100,000 – $200,000 1.41% $200,000 and up 2.78% Rate checked
More details - Hope Credit UnionHOPE Rewards Saving Plus AccountsSavings · 1.01%–1.51% by balance
Credit union · 4 branches
1.01%APY$100 a year on $10,000Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications are met.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for HOPE Rewards Saving Plus Accounts Balance APY Up to $10,000Your amount 1.01% $10,000 – $50,000 1.51% Over $50,000 1.51% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Earns dividends with no minimum balance. Allows withdrawals. Available to qualifying Members.
Offer: Dividends compound quarterly. No minimum balance required.
1.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Rewards Star or Rewards Star Cash Back checking account. Limit 1 account per social security number. $5 quarterly minimum balance fee assessed based on minimum daily balance of $100 (waived for primary account holders under age 24). Paper statements cost $3.00/month (eStatements free). 6 free withdrawals per quarter ($5 fee per excess withdrawal).
Offer: Qualifying rate when monthly qualification cycle requirements are met in linked Rewards Star or Rewards Star Cash Back checking account (at least 1 ACH credit or ACH payment transaction, and at least 12 debit card purchases post and settle).
Qualified rate · 1.00% interest rate · Effective Sep 22, 2025
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.40% Rate checked
More details - Alcoa Tenn Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–1.25% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends calculated daily, compounded and credited monthly. Tiered-rate account; minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY.
Offer: Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 and up 1.25% Rate checked
More details - Northeast Community Credit UnionRegular Savings AccountSavings · $5 min · 0.00%–1.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Opening a $5 savings account provides membership/share of ownership in the Credit Union. A daily balance of $250 must be maintained to earn dividends.
No monthly fee
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $249 0.00% $250 – $1,000 0.75% $1,001 and upYour amount 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches