Credit union · NCUA insured
Northeast Community Credit Union Savings Rates
Northeast Community Credit Union’s best savings rate is 1.00% APY on $10,000, with its Regular Savings Account. Rates checked October 15, 2026.
How Northeast Community Credit Union’s savings rates compare
Compared with banks and credit unions near Johnson City, TN, where Northeast Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northeast Community Credit Union
1.00%APY
- Minimum
- $5
- Earns on $10,000 a year
- $100
Regular Savings Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
TEN Credit Union
1.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $150
Northeast Community Credit Union savings score
85
Savings score
Higher than 70% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.20%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northeast Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.80%APY
Minimum daily balance of $2,500 required to avoid monthly service fee. Rates subject to change. Up to six checks per statement period without a fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Balance tier: Below $10,000 | 0.75% | — | Balance tier: Below $10,000 |
| $10,000 – $25,000Balance tier: $10,000 – $24,999.99 | 0.80% | $80 | Balance tier: $10,000 – $24,999.99 |
| $25,000 – $50,000Balance tier: $25,000 – $49,999.99 | 0.90% | — | Balance tier: $25,000 – $49,999.99 |
| $50,000 – $100,000Balance tier: $50,000 – $99,999.99 | 1.00% | — | Balance tier: $50,000 – $99,999.99 |
| $100,000 – $200,000Balance tier: $100,000 – $199,999.99 | 1.20% | — | Balance tier: $100,000 – $199,999.99 |
| $200,000 and upBalance tier: $200,000 and up | 1.30% | — | Balance tier: $200,000 and up |
Sources (3)
All captured Oct 5, 2026
Regular Savings Account
1.00%APY
Opening a $5 savings account provides membership/share of ownership in the Credit Union. A daily balance of $250 must be maintained to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $249 | 0.00% | — |
| $250 – $1,000 | 0.75% | — |
| $1,001 and up | 1.00% | $100 |
Special-purpose accounts
Individual Retirement Account (IRA)
4.50%APY
Available as Traditional IRA or Roth IRA. Variable rate, quarterly dividends. Reward add-ons do not apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable Rate, Quarterly Dividends. Reward add-ons do not apply.Any balance | 4.50% | $450 | Variable Rate, Quarterly Dividends. Reward add-ons do not apply. |
Christmas & Other Special Savings Accounts
1.00%APY
Dividends are calculated daily and paid quarterly on average daily balances over $250.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $249 | 0.00% | — |
| $250 – $1,000 | 0.75% | — |
| $1,001 and up | 1.00% | $100 |
Who can join Northeast Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Carter County, Washington County, Unicoi County, Johnson County, or Sullivan County are eligible for membership.
Family and household
- Immediate family and household members of a member—defined as parents, children, grandchildren, grandparents, siblings, step-parents, step-children, legal guardianship, adopted or fostered children, and persons living in the same residence as one household—are eligible for membership.
Cost to join
- Joining the credit union requires opening a personal primary share/savings account with a $5 minimum balance.
Membership information collected October 5, 2026.