Credit union · NCUA insured
Alcoa Tenn Federal Credit Union Savings Rates
Alcoa Tenn Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Alcoa Tenn Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Knoxville, TN, where Alcoa Tenn Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alcoa Tenn Federal Credit Union
1.00%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Alcoa Tenn Federal Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alcoa Tenn Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 1.00%APY
Dividends calculated daily, compounded and credited monthly. Tiered-rate account; minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. | 0.25% | — | Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. |
| $2,500 – $10,000Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. | 0.25% | $25 | Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. |
| $10,000 – $25,000Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. | 1.00% | $100 | Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. |
| $25,000 and upDividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. | 1.25% | — | Dividends calculated daily, compounded monthly. Minimum daily balance requirement must be met each day of the period to earn stated dividend rate and APY. |
Share (Savings) Accounts
0.15%APY
Dividends calculated daily, compounded quarterly. Minimum balance to maintain account is $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends calculated daily, compounded quarterly. Minimum balance to maintain account is $5.00.$5 and up | 0.15% | $15 | Dividends calculated daily, compounded quarterly. Minimum balance to maintain account is $5.00. |
Special-purpose accounts
CU Rising Account (Ages 12 - 17)
0.15%APY
For ages 12-17. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor ages 12-17. Variable rate account.Any balance | 0.15% | $15 | For ages 12-17. Variable rate account. |
Sources (1)
- atfcu.com/student-youth-accounts · captured Oct 5, 2026
Club Savings
0.15%APY
Dividends calculated daily, compounded quarterly. Minimum balance to maintain account is $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends calculated daily, compounded quarterly. Minimum balance to maintain account is $5.00.$5 and up | 0.15% | $15 | Dividends calculated daily, compounded quarterly. Minimum balance to maintain account is $5.00. |
IRA Share Account
0.15%APY
Traditional and Roth IRAs available. Dividends calculated daily, compounded quarterly. Penalty equal to 180 days’ dividends will be applied for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional and Roth IRAs available. Dividends calculated daily, compounded quarterly. Penalty equal to 180 days’ dividends will be applied for early withdrawal.Any balance | 0.15% | $15 | Traditional and Roth IRAs available. Dividends calculated daily, compounded quarterly. Penalty equal to 180 days’ dividends will be applied for early withdrawal. |
Pirates & Princesses Account (Ages 0 - 11)
0.15%APY
For ages 0-11. Variable rate account. Requires parent, grandparent, or guardian as account custodian.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor ages 0-11. Variable rate account. Requires parent, grandparent, or guardian as account custodian.Any balance | 0.15% | $15 | For ages 0-11. Variable rate account. Requires parent, grandparent, or guardian as account custodian. |
Sources (1)
- atfcu.com/student-youth-accounts · captured Oct 5, 2026
Who can join Alcoa Tenn Federal Credit Union
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