Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Tennessee
- Hope Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–2.28% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: $1,000 initial deposit and minimum balance. $9.95 monthly fee, waived with $1,000 minimum balance. Six withdrawals per month. Variable-rate account; rates may change after account is opened. Rates as of 10/1/26 and subject to change.
Offer: Non-Jumbo tier. Minimum opening deposit $1,000. $9.95 monthly fee waived with $1,000 minimum balance. Variable-rate account; rates may change after the account is opened. Rates as of 10/1/26 and subject to change.
0.25% interest rate · $9.95 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.25% $100,000 – $500,000 2.28% $500,000 and up 2.28% Rate checked
More details - Hope Credit UnionTransformational DepositsTransformational Deposits · $1,000 min
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened.
Offer: Minimum opening deposit $1,000. Rates as of 10/1/26 and subject to change. Variable-rate account; rates may change after the account is opened. Transformational Deposits Non-Jumbo and Jumbo.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Limit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings.
Offer: Limit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings.
0.25% interest rate · Effective Nov 20, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.
Offer: Rates are variable and subject to change. Fees may reduce earnings. APYs are not available to brokers, institutional investors or public funds.
Effective Oct 1, 2026
Rate checked
More details - Enrichment Federal Credit UnionMoney MarketMoney Market · $0 min · 0.10%–1.50% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rate account; once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Requires maintaining membership share of 1 share ($5.00 par value). Must maintain minimum daily balance required for the dividend period to earn disclosed APY.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.25% $250,000 and up 1.50% Rate checked
More details - Redstone Federal Credit UnionShare Account for Trust FundsSavings · $500 min
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: There is a $1 minimum balance required to open the Share Account for Trust Funds Account. The minimum daily balance required to earn dividends and the stated APY is $500.00. No dividends will be earned for the length of time your daily balance falls below $500.00.
Offer: Dividends payable monthly. Minimum daily balance of $500.00 required to earn dividends and stated APY.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: The minimum initial deposit to open is $5.00. There is no minimum balance to maintain an Estate Savings Account. There is no minimum balance to earn the stated APY.
Offer: Dividends payable quarterly. There is no minimum balance required to earn stated APY.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be eligible for membership and open a share savings account to join RFCU. A $5.00 minimum balance is required to open and be maintained in the share savings account at all times. There is no minimum balance required to earn the disclosed APY.
Offer: Dividends paid quarterly. Minimum initial deposit to open is $5.00; minimum daily balance of $5.00 must be maintained in the account. There is no minimum balance required to earn the disclosed APY.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Redstone Federal Credit Union"You Name It" Savings AccountSavings · $500 min
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: There is a $1 minimum balance required to open the “You Name It” Savings Account. The minimum daily balance required to earn dividends and the stated APY is $500.00. No dividends will be earned for the length of time your daily balance falls below $500.00.
Offer: Dividends paid monthly. Minimum daily balance of $500.00 required to earn dividends and disclosed APY.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Free with eStatements. Interest compounded quarterly.
Offer: All balances.
0.25% interest rate · Compounded quarterly · Effective May 1, 2026
Rate checked
More details - First Bank & Trust CompanyRelationship Money Market AccountRelationship Money Market Account · 0.25%–1.62% by balance
Bank · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Available to new and existing First Bank and Trust customers.
Offer: Average daily balance below $25,000.00.
0.25% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 and up 1.62% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a $10 minimum opening deposit. $3 quarterly maintenance fee applies if the balance falls below $10. Interest is compounded and paid quarterly.
Offer: Minimum balance of $10 required to earn the APY. $3 quarterly maintenance fee if balance falls below $10.
0.25% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $6 service charge applies if minimum balance drops below $100 any day in the quarterly statement cycle; fee does not apply if an average balance of $300 is maintained throughout the cycle. Six withdrawals/transfers allowed per quarterly cycle ($1.00 fee per excess debit item unless average daily balance of $1,000 is maintained).
0.25% interest rate · Effective Aug 9, 2023
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Applicants must be 18 years of age or older, or have an adult co-owner if under 18. Up to 6 withdrawals/transfers per calendar month (4 per statement cycle without a $3 fee).
Offer: To obtain disclosed APY, must maintain a minimum balance of $50 each day. $1 monthly service charge if balance falls below $50 any day of cycle ($5 minimum balance fee mentioned in detailed disclosure).
0.25% interest rate · $1 monthly fee · Effective Mar 3, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Flat interest rate. Standard $12 quarterly maintenance fee waived when maintaining a $100 minimum daily balance.
0.25% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches