Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Rhode Island
- BankFiveHigh Option Money MarketHigh Option Money Market · $100 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Offer: Tier 4: Applies to daily balance of $100.00 to $4,999.99. Rate is paid on the entire balance in the account.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Option Money Market Balance APY $100 – $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - Milford FederalMoney Market Checking AccountsMoney Market Checking Accounts · $50 min · 0.05%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: With earnings rates at higher money market levels, this account is ideal for individuals with higher balances desiring to maintain a high level of liquidity. Minimum to open $10.
Offer: Minimum to avoid monthly service charge $2,500.00.
0.05% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.10% Rate checked
More details - CME Credit UnionMyLife Premium Money MarketMyLife Premium Money Market · $25 min · 0.10%–2.50% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. Membership open to everyone.
Offer: Minimum to earn APY is $25.
0.10% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for MyLife Premium Money Market Balance APY $25 and upYour amount 0.10% $100,000 and upMinimum to earn APY is $100,000. 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible via ATM; interest credited monthly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and paid quarterly.
Offer: Minimum deposit of $5.00 to earn APY. Interest paid quarterly.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - Bristol County Savings BankMoney Market Passbook or StatementMoney Market Passbook or Statement · $10 min · 0.06%–0.46% by balance
Bank · 4 branches
0.06%APY$6 a year on $10,000Requirements
Product: Minimum opening deposit is $10.00. Rate may change after account is opened. Tiered interest based on account balance and no monthly maintenance fee.
Offer: Minimum opening deposit is $10.00. Rate may change after the account is opened. Minimum daily balance required to earn advertised APY is <$1,000.
0.06% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Passbook or Statement Balance APY Up to $1,000 0.06% $1,000 – $2,500 0.06% $2,500 – $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.11% $50,000 – $100,000 0.46% $100,000 – $250,000 0.46% $250,000 – $500,000 0.46% $500,000 – $1,000,000 0.46% $1,000,000 – $1,500,000 0.46% $1,500,000 – $2,000,000 0.46% Over $2,000,000 0.46% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BankNewportMoney Market SavingsMoney Market Savings · $2,500 min · 0.02%–0.20% by balance
Bank · 19 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
Offer: Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle.
$10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
Offer: Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account).
$3 monthly fee · Effective Oct 21, 2026
Rate checked
More details - People's Credit UnionPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
$10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.15% $75,000 and up 0.25% Rate checked
More details - Washington TrustFreedom Statement SavingsSavings · $25 min · 0.00%–0.05% by balance
Bank · 27 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance of $300.00 average collected daily balance required to avoid monthly service charge of $3.00. No fee assessed if Tax Reported Owner is under age 21 or age 62 and older.
Offer: Monthly fee of $3.00 waived with $300 average collected daily balance or if owner is under 21 or 62+.
0.00% interest rate · $3 monthly fee · Effective Jul 13, 2026
Rate by balance
Rate by balance for Freedom Statement Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $250,000 0.05% $250,000 – $1,000,000 0.05% $1,000,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years of age or older and a legal resident of Massachusetts. One penalty-free withdrawal per month; $5.00 withdrawal service charge for second and third withdrawals; fourth withdrawal forfeits monthly drawing eligibility.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to avoid $1.00 monthly fee is $10.00; minimum balance to earn interest/obtain APY is $100.00.
0.05% interest rate · $1 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit is $10.00. Rate may change after account is opened. Fees could reduce earnings.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish a membership at and ownership in People's Credit Union by opening a Basic Savings Account. Requires $5 to open. Earn interest and pay no monthly service charge.
No monthly fee · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rhode Island
80 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Rhode Island
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 18 branches
- Ocean State Credit UnionCredit union · 6 branches