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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 46–60 results in New York

  1. Top Carrot, Carrot Score 88
    Jovia Credit UnionOnline SavingsSavings · $11 min

    Credit union · 20 branches

    3.20%APY$320 a year on $10,000
  2. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min

    Credit union · 5 branches

    3.20%APY$320 a year on $10,000
  3. Top Carrot, Carrot Score 89
    Quontic Digital BankHigh Yield SavingsSavings · $100 min

    Bank · 1 branch

    3.20%APY$320 a year on $10,000
  4. Top Carrot, Carrot Score 89
    Canandaigua National BankCNSaver Select Online SavingsSavings · $0 min

    Bank · 28 branches

    3.15%APY$315 a year on $10,000
  5. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 8 branches

    3.10%APY$310 a year on $10,000with conditions
  6. Esquire BankMoney Market SavingsMoney Market Savings · $0 min

    Bank · 1 branch

    3.05%APY$305 a year on $10,000
  7. Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min

    Bank · 75 branches

    3.03%APY$303 a year on $10,000
  8. PCB BankPersonal Installment SavingsSavings

    Bank · 1 branch

    3.00%APY$300 a year on $10,000
  9. XCEL Federal Credit UnionLift High Yield SavingsSavings · $1,000 min

    Credit union · 1 branch

    3.00%APY$300 a year on $10,000intro rate
  10. ConnectOne BankConnection Plus SavingsSavings · $2,500 min · 0.00%–3.10% by balance

    Bank · 42 branches

    3.00%APY$300 a year on $10,000intro rate
  11. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustOnline SavingsSavings · $25 min

    Bank · 2 branches

    3.00%APY$300 a year on $10,000intro rate
  12. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance

    Bank · 2 branches

    3.00%APY$300 a year on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustMaxEarnings SaverSavings · $25 min

    Bank · 2 branches

    3.00%APY$300 a year on $10,000with conditions
  14. Wayne BankHigh Yield Money Market Deposit AccountHigh Yield Money Market Deposit Account · $2,500 min · 1.00%–3.00% by balance

    Bank · 14 branches

    3.00%APY$300 a year on $10,000with conditions
  15. Top Carrot, Carrot Score 87
    Ponce BankCDFI Money MarketCDFI Money Market · $0 min

    Bank · 13 branches

    3.00%APY$300 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New York

716 accounts at 293 banks and credit unions · checked Oct 16–22

Typical
0.20%
Top 10% from
2.68%
Banks, typical
0.15%
Credit unions, typical
0.25%

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New York

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Ontario Shores FCUCredit union · 5 branches
  2. Quorum Federal Credit UnionCredit union · 1 branch
  3. SJP Federal Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate