Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 466–480 results in New York
- AmeriCU Credit UnionSecured Visa Savings Share AccountsSavings · $50 min · 0.01%–0.10% by balance
Credit union · 23 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to members with our Secured VISA product only.
Qualified rate · 0.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Secured Visa Savings Share Accounts Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates subject to change after account opening. Compounded quarterly.
Offer: Minimum $5.00 Average Daily Bal. Compound Quarterly.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates subject to change after account opening. Compounded quarterly.
Offer: Minimum $5.00 Average Daily Bal. Compound Quarterly.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Included with TCT membership. Requires a one-time deposit of $5.00 to secure ownership share.
Offer: Dividend period is the calendar month. Rates and yields may change monthly as determined by the Credit Union's Board of Directors.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Empire State BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.20% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 to avoid $15.00 monthly service charge. Interest is compounded daily and credited monthly.
Offer: Tier 1: $0.01 to $2,499.99 minimum daily balance to earn interest. Minimum daily balance of $2,500 to avoid $15.00 monthly service charge.
0.05% interest rate · Compounded daily · $15 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: If the tax reporting owner is 18 years of age or less, the minimum to open the account is $10.00 and the minimum balance fee is waived for the first year. Interest is compounded daily and credited monthly.
Offer: Requires minimum daily balance of $250.00 to avoid $2.00 fee.
0.10% interest rate · Compounded daily · $2 monthly fee · Effective Oct 2, 2026
Rate checked
More details - The First National Bank of GrotonMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $1,000 min · 0.05%–0.30% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Excludes municipal accounts. Avoid the $5 monthly service charge by maintaining a daily balance of $1,000 or more.
Offer: Compounded daily and credited on the last day of each statement cycle. Maintain a daily balance of $1,000 or more to avoid the $5 monthly service charge.
0.05% interest rate · Compounded daily · $5 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $1,000 and up 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% $250,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly service charge of $5.00 waived if accountholder maintains an average quarterly balance of $100 or more or is 21 years of age or younger.
Offer: $5 quarterly maintenance fee waived with an average quarterly account balance of $100 or more or for accountholders 21 years of age or younger.
0.10% interest rate · Effective Sep 25, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required deposit for opening is $5. $2 monthly service charge for printed statements is waived for primary members age 65+ or special titled accounts.
Offer: $2 monthly service charge for printed statements (waived for primary members age 65 or older and special titled accounts).
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to add up to four additional designated savings accounts once you have a Membership Savings account.
0.10% interest rate · Effective Aug 11, 2026
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: $2.00 monthly service charge waived if average daily balance per statement cycle of $50.00 is maintained.
Offer: No minimum to earn interest
Qualified rate · 0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches