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Credit union · NCUA insured

First Choice Financial Federal Credit Union Savings Rates

Top Carrot, Carrot Score 92Top Carrot

First Choice Financial Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.

How First Choice Financial Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Gloversville, NY, where First Choice Financial Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 92

    This credit union’s best

    First Choice Financial Federal Credit Union

    0.10%APY

    Minimum
    —
    Earns on $10,000 a year
    $10

    Regular Savings

  • 2nd-highest rate

    UPSTATE TELCO Federal Credit Union

    0.10%APY

    Minimum
    $5
    Earns on $10,000 a year
    $10

    UPSTATE TELCO Federal Credit Union rates

  • 3rd-highest rate

    NBT Bank

    0.03%APY

    Minimum
    $25
    Earns on $10,000 a year
    $3

    NBT Bank rates

Compare savings rates near you →

First Choice Financial Federal Credit Union savings score

64

Savings score

Higher than 10% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.10%
  • $10,000 balance$10,0000.10%
  • $100,000 balance$100,0000.10%
  • QualifiedQualified0.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Choice Financial Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join First Choice Financial Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Eligibility is open to individuals who live, work, worship, attend school, or have a business in Fulton or Montgomery Counties, or the Towns of Arietta, Benson, Hope, Wells, Speculator, Lake Pleasant, or Indian Lake in Hamilton County.

Cost to join

  • An initial share deposit of $5.00 or more is required to join.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← First Choice Financial Federal Credit Union overview