Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in New Jersey
- Jersey Shore Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.40%–0.90% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must maintain a main share savings account to open deposit accounts. Membership available to those who live, work, worship, volunteer, or attend school in Atlantic or Cape May counties, employees/members of Community Network organizations, or immediate family of existing members. Limited to six withdrawals/transfers per calendar month.
Offer: Requires minimum daily balance of $500.00 to earn stated APY and avoid $5.00 monthly fee; APY is 0.0% on days balance falls below $500.00. Dividends compounded daily and credited monthly.
0.40% interest rate · Compounded daily · $5 monthly fee · Effective Mar 8, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 0.40% $25,000 – $50,000Requires minimum daily balance of $500.00 to earn disclosed APY and avoid $5.00 monthly fee. 0.80% $50,000 and upRequires minimum daily balance of $500.00 to earn disclosed APY and avoid $5.00 monthly fee. 0.90% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A monthly maintenance fee of $7 will be charged if the minimum balance falls below $100 at any time during the month. ATM card available with no annual fee.
Offer: $7.00 monthly fee if below $100.
0.35% interest rate · $7 monthly fee
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $1,000.00, a $20.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $1,000.00 is maintained.
0.35% interest rate · $20 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountTier II 0.35% $100,000 and upTier III 0.80% Rate checked
More details - Greater Alliance Federal Credit Union“Don't Touch It” Savings AccountSavings · $5 min
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Designed to help members reach savings goals. Direct deposit, digital banking, phone, or branch deposits/transfers permitted without withdrawal fee penalty.
Offer: Minimum opening deposit $5.00.
0.35% interest rate · No monthly fee
Rate checked
More details - Greater Alliance Federal Credit UnionPrimary SavingsSavings · $25 min · 0.00%–0.35% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered rate account; dividend rate for a tier applies to the entire balance. Minimum balance to avoid a $15.00 monthly service charge is $100 (waived for members under age 18 / under age 21 with a Youth account). Minimum opening balance is $25 ($25 minimum balance to maintain membership). Must live, work, worship, go to school, volunteer, have immediate family as member, or do business in Bergen & Passaic Counties.
Offer: Minimum balance to earn dividends is $100. Monthly fee of $15.00 applies if balance is less than $100.00 (waived for members under age 18 / under age 21 with a Youth account).
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $99 0.00% $100 – $1,500 0.25% $1,500 – $10,000 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - Community Financial ServicesMoney MarketMoney Market · $2,500 min · 0.35%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,0000.35% interest rate · Effective Jun 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $99,000 0.45% $100,000 and up 0.55% Rate checked
More details - 1166 Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.35%–0.55% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Up to 3 free withdrawals per month without penalty, with additional withdrawals incurring a $20 charge per occurrence.
Offer: Requires $5,000 minimum deposit.
Effective Jul 2, 2025
Rate by balance
Rate by balance for Money Market Balance APY $5,000 and upYour amount 0.35% $20,000 – $49,000 0.45% $50,000 and up 0.55% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $5,000 daily minimum balance required to avoid a $25.00 monthly service charge. Interest earned on every dollar.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00. Interest earned on every dollar.
Offer: A minimum balance of $5,000 must be maintained in the account each day to avoid a monthly service charge of $25.00.
0.30% interest rate · $25 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Branch only. Minimum opening deposit and balance of $2,500. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $2,500.
0.25% interest rate · Compounded daily
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Central Jersey Federal Credit UnionMaster Savings (Share) AccountSavings · $100 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Available to CJFCU members. Minimum required opening deposit is $5.00. Minimum of one transaction per year is required to maintain active account status. Savings accounts with no activity for 1 year will be charged a $10.00 monthly dormant account fee until the account reaches a zero balance, at which time it will be closed. Paper statements are $2.00 per statement (ages 65 and older excluded). Free online banking with eStatements.
0.25% interest rate · Effective Feb 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No minimum opening deposit requirement. Minimum of one transaction at least every six months is required to remain active. Limit of six automatic electronic withdrawals permitted per month. Savings accounts with no activity for 1 year are charged a $10.00 monthly fee until reaching zero balance and closing.
Offer: Minimum balance to earn the stated APY is $100.00. No minimum opening deposit requirement.
0.25% interest rate · Effective Feb 1, 2025
Rate checked
More details - Freedom BankChoice Money Market Account (Personal)Choice Money Market Account (Personal) · $0 min
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Variable rate account; interest is compounded daily and paid monthly. No minimum balance to open and no monthly service charges.
0.25% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New Jersey
414 accounts at 152 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.84%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.16%
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New Jersey
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- Bridgeton Onized Federal Credit UnionCredit union · 2 branches