Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in North Dakota
- 0.05%APY$5 a year on $10,000
Requirements
Offer: Applies to all amounts.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - Credit Union 1Money Market AccountMoney Market Account · $2,500 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.
Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.20% $100,000 and up 0.30% $250,000 and up 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Fargo Public Schools Federal Credit UnionSecondary Share SavingsSavings · $0 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to open is $50.00, representing the member's share of the credit union. No monthly service fees.
Offer: Earn dividends on balances over the minimum; no monthly service fees.
No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Deposit $5 to join the credit union and earn a dividend. No minimum balance fee. Available savings can be used for checking account overdraft protection. Dividends accrue daily and are paid monthly based on average daily balance.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary savings account required for membership (maintain two shares at $5.00 each, $10.00 total). Dividends paid quarterly. All deposited funds earn the rate for the tier. Variable rate may change at any time.
0.00% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $101 0.00% $101 – $2,500 0.02% $2,500 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit and $5 minimum daily balance with no fee charged. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member or shareholder of the credit union. $5 minimum opening deposit. Minimum $50 balance required to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $25.00 deposit establishes membership. Dividends are computed and paid quarterly. No minimum balance requirement to maintain account.
No monthly fee · Effective Feb 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings.
Offer: If qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - Western Cooperative Credit UnionFlexible Shares/Overdraft ProtectionSavings · 0.00%–0.05% by balance
Credit union · 8 branches
0.05%APY$5 a year on $10,000Requirements
Product: Funds are automatically transferred in $100 increments to checking account to cover overdrafts. Accessible with WCCU MasterCard Debit Card. There is a small charge for each automatic transfer.
0.00% interest rate · Effective Apr 21, 2026
Rate by balance
Rate by balance for Flexible Shares/Overdraft Protection Balance APY Up to $300 0.00% $300 – $10,000 0.05% $10,000 and upYour amount 0.05% Rate checked
More details - Western Cooperative Credit UnionShare SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 8 branches
0.05%APY$5 a year on $10,000Requirements
Product: Establishes membership in the credit union. Minimum membership share deposit of $5.00 required and must be maintained.
0.00% interest rate · Effective Apr 21, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $300 0.00% $300 – $10,000 0.05% $10,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Nov 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Dakota
122 accounts at 49 banks and credit unions · checked Oct 16–22
- Typical
- 0.30%
- Top 10% from
- 1.10%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.45%
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Find your bank or credit union to see all its rates and how they compare near you.
North Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aspire Credit UnionCredit union · 1 branch
- Affinity First Federal Credit UnionCredit union · 1 branch
- Service Credit UnionCredit union · 1 branch