Credit union · NCUA insured
Town and Country Credit Union Savings Rates
Top CarrotTown and Country Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Town and Country Credit Union’s savings rates compare
Compared with banks and credit unions near Minot, ND, where Town and Country Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Town and Country Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Tel-U-Watt Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $325
2nd-highest rate
Dakota West Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Town and Country Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.40%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Town and Country Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Money Market Account
Up to 1.50%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $100,000Dividends accrue daily and are paid monthly based on the average daily balance. | 1.15% | — | Dividends accrue daily and are paid monthly based on the average daily balance. |
| $100,000 – $250,000Dividends accrue daily and are paid monthly based on the average daily balance. | 1.40% | — | Dividends accrue daily and are paid monthly based on the average daily balance. |
| $250,000 and upDividends accrue daily and are paid monthly based on the average daily balance. | 1.50% | — | Dividends accrue daily and are paid monthly based on the average daily balance. |
Sources (1)
- townandcountry.org/personal/accounts/cds-money-markets · captured Oct 4, 2026
Money Market Account
1.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upDividends accrue daily and are paid monthly based on the average daily balance.$1,000 and up | 1.00% | $100 | Dividends accrue daily and are paid monthly based on the average daily balance. |
Sources (1)
- townandcountry.org/personal/accounts/cds-money-markets · captured Oct 4, 2026
Share Savings Account
0.05%APY
Deposit $5 to join the credit union and earn a dividend. No minimum balance fee. Available savings can be used for checking account overdraft protection. Dividends accrue daily and are paid monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (2)
- townandcountry.org/personal/accounts/christmas-club
- townandcountry.org/personal/accounts/savings-accounts
All captured Oct 4, 2026
Special-purpose accounts
Nonprofit Money Market Account
1.50%APY
Dividends accrue daily and paid monthly based on average daily balance. Effective as of 10/1/2026.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires nonprofit status eligibility.Any balance | 1.50% | $150 | Requires nonprofit status eligibility. |
Sources (1)
- townandcountry.org/personal/accounts/cds-money-markets · captured Oct 4, 2026
Health Savings Account
1.00%APY
Must have a high-deductible health insurance plan to qualify. No annual or monthly fee. Includes a free debit card. Dividends accrue daily and are paid monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 4, 2026
IRA
0.10%APY
Available types include Traditional IRA, Roth IRA, and Coverdell Education Savings Account. Dividends accrue daily and are paid monthly based on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 4, 2026
Special Savings
0.05%APY
Includes Christmas Club & Vacation Savings. No monthly service charge, no minimum balance requirement. Dividends accrue daily and are paid monthly based on average daily balance. For Christmas Club, balance automatically transfers into checking or share savings in early November.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- townandcountry.org/personal/accounts/christmas-club · captured Oct 4, 2026
Who can join Town and Country Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.