Best high-yield savings rates

Requirements

Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.

Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.

Requirements

Offer: Daily balance of $25.00 required to obtain APY.

Requirements

Product: Minimum balance of $100 required to avoid $10 service charge.

Offer: Minimum balance to obtain APY is $0. $10 service charge waived if $100 minimum balance is met.

Requirements

Product: $25.00 deposit establishes membership. Dividends are computed and paid quarterly. No minimum balance requirement to maintain account.

Requirements

Product: $5 quarterly fee if average balance falls below $100. Limited to 6 pre-authorized withdrawals or automatic transfers per calendar month.

Offer: Interest posted quarterly.

Requirements

Product: Requires $50 minimum balance. $5 quarterly maintenance fee if balance drops below $50 any day during quarterly statement cycle; fee waived for account holders 17 years or younger.

Offer: $5 quarterly maintenance fee if balance drops below $50 any day during quarterly statement cycle; waived for holders 17 years or younger.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Requires monthly Direct Deposit/ACH credit and enrollment in eStatements. Limit of 1 account per individual.

Offer: Applies to entire daily balance if qualification requirements are not met in the linked Kasasa checking account.

Requirements

Product: Requires a linked Signature High Yield Checking or Signature Cash Back Checking account. Early closing fee of $10 if within 90 days.

Offer: When linked Signature checking qualifications are not met during a Monthly Qualification Cycle, entire daily balance earns base rate.

Requirements

Product: Membership account requiring a $5.00 initial deposit. Open to residents of St. Louis, Carlton, Lake, or East Itasca County in MN or Douglas County WI. Dividends earned on average daily balance and paid quarterly. No fee.

Offer: Dividends earned on average daily balance and paid quarterly.

Requirements

Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 10 debit card purchases post and settle, at least 1 ACH auto debit or credit / automatic payment post and settle, and enrollment in eStatements per Monthly Qualification Cycle. If not qualified for 6 consecutive months, may be converted to Woodland Easy account. Limit 1 account per SSN.

Offer: Base rate applied to all balances if Kasasa checking qualifications are not met.

Requirements

Product: Avoid the $1 monthly service fee by maintaining a $100 minimum balance. Fee waived on customers age 18 & under, and customers age 62 & over.

Offer: Minimum balance to obtain APY is $1.00. $1 monthly service fee avoided by maintaining a $100 minimum balance, or waived for age 18 & under / 62 & over.

Requirements

Offer: Compounded and credited quarterly. Calculated using average daily balance method.

Requirements

Product: Earn dividends on a quarterly/monthly basis as a member-owner. Share accounts are NCUA insured up to $250,000. Account transfer and withdrawal limitations apply. Must deposit or maintain minimum required shares in a Savings account.

Offer: Dividends compounded monthly and credited monthly. Dividend period is monthly (calendar). Rates and APYs are prospective, variable, and may change after account is opened. Daily balance calculation method. Account transfer and withdrawal limitations apply.