Bank · FDIC insured
Forward Bank Savings Rates
Forward Bank’s best savings rate is 0.60% APY on $10,000, with its Charitable Money Market Account (CMMA). Rates checked October 16, 2026.
How Forward Bank’s savings rates compare
Compared with banks and credit unions near Wausau, WI, where Forward Bank has the most branches. $10,000, best rate first.
This bank’s best
Forward Bank
0.60%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $60
Charitable Money Market Account (CMMA)
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Forward Bank savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.11%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Forward Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Charitable Money Market Account (CMMA)
0.60%APY
Rates could change after account is opened and are subject to change without advance notice. Monthly $5 fee is waived if average balance stays above $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn interest on balances over $100; monthly $5 fee is waived if average balance stays above $100. Rates may change after opening. | 0.60% | $60 | Earn interest on balances over $100; monthly $5 fee is waived if average balance stays above $100. Rates may change after opening. |
| $50,000 and upMonthly $5 fee is waived if average balance stays above $100. Rates may change after opening. | 0.95% | — | Monthly $5 fee is waived if average balance stays above $100. Rates may change after opening. |
| $100,000 and upMonthly $5 fee is waived if average balance stays above $100. Rates may change after opening. | 1.11% | — | Monthly $5 fee is waived if average balance stays above $100. Rates may change after opening. |
| $250,000 and upMonthly $5 fee is waived if average balance stays above $100. Rates may change after opening. | 1.46% | — | Monthly $5 fee is waived if average balance stays above $100. Rates may change after opening. |
| $1,000,000 and upMonthly $5 fee is waived if average balance stays above $100. Rates may change after opening. | 1.61% | — | Monthly $5 fee is waived if average balance stays above $100. Rates may change after opening. |
Sources (2)
All captured Sep 18, 2026
Statement Savings
0.05%APY
$5 quarterly fee if average balance falls below $100. Limited to 6 pre-authorized withdrawals or automatic transfers per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest posted quarterly. | 0.05% | $5 | Interest posted quarterly. |
| $2,500 and upInterest posted quarterly. | 0.05% | $5 | Interest posted quarterly. |
Sources (3)
- forward.bank/bank/deposit-rates
- forward.bank/bank/savings-iras
- forward.bank/bank/savings-iras/statement-savings
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.30%APY
Available as Traditional and Roth IRA savings. Must have earned income / meet IRA eligibility requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest posted quarterly.Any balance | 0.30% | $30 | Interest posted quarterly. |
Sources (3)
All captured Sep 18, 2026
Future Savers
0.05%APY
For children up to age 15. Limited to 6 pre-authorized withdrawals or transfers per calendar month/year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest posted quarterly. | 0.05% | $5 | Interest posted quarterly. |
| $2,500 and upInterest posted quarterly. | 0.05% | $5 | Interest posted quarterly. |
Sources (2)
All captured Sep 18, 2026
Health Savings Account
0.05%APY
Must meet HSA requirements/eligibility.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
| $2,500 and up | 0.05% | $5 |
Sources (3)
- forward.bank/bank/deposit-rates
- forward.bank/bank/savings-iras
- forward.bank/bank/savings-iras/health-savings-account
All captured Sep 18, 2026
Student Savings
0.05%APY
For students up to age 24. Limited to 6 pre-authorized withdrawals or transfers per calendar month/year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest posted quarterly. | 0.05% | $5 | Interest posted quarterly. |
| $2,500 and upInterest posted quarterly. | 0.05% | $5 | Interest posted quarterly. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.