Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Minnesota
- 0.15%APY$15 a year on $10,000
Requirements
Product: A $5 fee is charged for the calendar quarter if daily balance falls below $100. Minimum daily balance of $100 required to obtain APY. Variable interest rate may change monthly.
Offer: Minimum daily balance of $100 to obtain APY. $5 fee per calendar quarter if daily balance falls below $100.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Higher balances earn higher rates. No monthly service charge. Direct check writing access. Interest compounded and credited monthly.
Offer: Tier for daily balances up to $25,000. Rates current as of 10/1/26 and may change after account opening.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Savings Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.30% $100,000 – $225,000 0.50% $225,000 – $500,000 1.00% Over $500,000 1.51% Rate checked
More details - Security State Bank of MarineMoney Market SavingsMoney Market Savings · 0.10%–0.15% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Interest compounded monthly and credited monthly. Preauthorized, automatic, telephone, or computer transfers limited to 6 per statement cycle with no transfers by check, draft, or debit card.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No monthly service charges for active accounts. Interest compounded and paid quarterly. Balances under minimum balance requirements do not earn interest.
Offer: Balances under $10.00 do not earn interest.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $50 minimum opening deposit waived for individuals aged 17 and under. $5 monthly service fee waived if minimum balance of $100 is maintained or for ages 17 and under.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary Savings (S1) requires a $5 minimum balance to open an account, and $100 minimum balance to earn a dividend (p78 states minimum $10 balance required). Credit union membership qualification required. Dividends are credited and compounded monthly. Rate is variable.
Offer: $5 minimum balance to open an account ($10 balance stated on p78), $100 minimum balance to earn a dividend. Rate is variable.
0.15% interest rate · Compounded monthly
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Offers prize drawing entries for each $25 month-over-month savings balance increase (up to 4 entries per month). Minimum balance requirement: $5.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $2,000. Interest paid on daily collected balance. Variable interest rate subject to change at any time.
Offer: Avoid the $20 monthly maintenance fee by maintaining a minimum balance of $2,000. Variable interest rate subject to change at any time.
0.15% interest rate · $20 monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Avoid the $3 monthly maintenance fee by maintaining a minimum balance of $100. Maintenance fee waived for minor children less than 18 years of age and senior citizens 55 years and older.
Offer: Variable interest rate subject to change at any time. Compounded and credited monthly. Avoid the $3 monthly maintenance fee by maintaining a minimum balance of $100 (waived for minors under 18 and seniors 55+).
0.15% interest rate · $3 monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No minimum balance or penalties. Can be used for overdraft protection on your Magnifi Financial checking account.
0.15% interest rate · Effective Nov 1, 2025
Rate checked
More details - Heritage BankMONEY MARKET SAVINGSMONEY MARKET SAVINGS · $0 min · 0.10%–0.20% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Interest earned on a daily ledger balance. The interest rate and Annual Percentage Yield may change after account opening. Fees could reduce the earnings on the account.
Offer: Tier 1. Interest earned on a daily ledger balance. Interest rate and APY may change after account opening.
0.10% interest rate
Rate by balance
Rate by balance for MONEY MARKET SAVINGS Balance APY Up to $2,500 0.10% $2,500 – $10,000Tier 2. 0.12% $10,000 – $25,000Your amountTier 3. 0.15% $25,000 – $100,000Tier 4. 0.20% $100,000 and upTier 5. 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Opened for every member upon joining the credit union. Requires an initial deposit of $5.
0.15% interest rate · Effective Mar 11, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated on average daily balance and paid quarterly. Minimum of $105 required to earn dividends.
Offer: Minimum balance to earn dividends is $105.
0.15% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $5 deposit (value of one share) required to open and maintain the account. Dividends paid monthly.
Offer: Dividends paid monthly. Rates subject to change without notice.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.14%APY$14 a year on $10,000with conditions
Requirements
Product: All-electronic personal account for Digital Banking customers. Compounded monthly based on daily available balance. Requires linked US checking account. $1,000 minimum balance required to earn APY. $17 monthly fee if daily collected/ledger balance falls below $1,000. 6 free withdrawals per month, then $3 each. eStatements required (fee of $4/month if enrolled in paper statements).
Offer: Must maintain daily collected/available balance of $1,000. $17 monthly fee if daily balance falls below $1,000. $4 monthly fee if paper statements sent.
Qualified rate · Compounded monthly · $17 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch