Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 331–345 results in Massachusetts
- Cornerstone BankPersonal Money MarketPersonal Money Market · $25 min · 0.05%–0.10% by balance
Bank · 17 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Minimum balance to earn APY is $0.01.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $5,000 0.05% $5,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Exclusively available to customers with an active Premier Checking account.
Offer: Requires an active Premier Checking account.
Qualified rate · 0.10% interest rate
Rate checked
More details - Salem Five BankGold Star Money MarketGold Star Money Market · $10 min · 0.10%–2.40% by balance
Bank · 33 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be opened with funds not currently on deposit with Salem Five Bank. Maximum deposit amount allowed to open is $1,000,000, and deposits will not be accepted once balance reaches $1,000,000 (interest continues to accrue). One account per customer. Personal accounts only. Zero monthly fees. Variable rates.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Gold Star Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 2.40% $75,000 – $100,000 2.40% $100,000 – $250,000 2.40% $250,000 – $500,000 2.40% $500,000 and up 2.40% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Represents ownership share in the Credit Union. No monthly maintenance fee with at least one other Harvard FCU loan or deposit account, or a $500 balance; otherwise a $2.50 monthly fee applies.
Offer: Monthly fee waived with at least one other Harvard FCU loan or deposit account, or average monthly balance over $500. Minimum daily balance of $10.00 required to earn APY.
0.10% interest rate · $2.50 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: e-Statements required. $5.00 monthly service fee waived if $200 daily balance and e-Statement enrollment are maintained.
Offer: Minimum balance to earn interest/APY is $100.00. e-Statement enrollment and $200.00 daily balance required to avoid monthly service fee.
0.10% interest rate · $5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum required to open account is $10 ($100 minimum balance to open and avoid monthly fee of $1). Minimum daily balance of $25 required to earn APY.
Offer: Monthly fee of $1 is avoided with a minimum balance of $100. Minimum daily balance of $25 is required to earn APY.
0.10% interest rate · $1 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Deposit relationship of $5.00 required for membership.
Offer: Minimum balance of $61 required to earn dividend.
0.10% interest rate · Effective Jul 31, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires a checking account with eStatements (free eStatements required to open and maintain account). Links to WSB checking account (Cash Rewards or Interest Rewards Checking).
Offer: Requires a checking account with eStatements. No minimum balance to earn rewards/interest. No monthly service fees.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - North Cambridge Co-Operative BankMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min · 0.03%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Maintenance Service Charge waived when daily balance is over $500. If daily balance is $10 or more but less than $2,500, the interest rate paid will be that of NOW Account. Minimum balance to open is $2,500.00. Seven days notice of intent to withdraw funds may be required.
Offer: Balance $10.00 but less than $2,500.00 earns NOW Account rate. APY is based on interest compounding monthly. Rates may change after the account is opened. Must maintain minimum daily balance to obtain stated APY.
0.03% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $2,500 0.03% $2,500 and upYour amount 0.10% Rate checked
More details - Milford FederalMoney Market Checking AccountsMoney Market Checking Accounts · $50 min · 0.05%–0.10% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: With earnings rates at higher money market levels, this account is ideal for individuals with higher balances desiring to maintain a high level of liquidity. Minimum to open $10.
Offer: Minimum to avoid monthly service charge $2,500.00.
0.05% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee is $15.00, waived if a daily balance of $2,500 is maintained. Minimum opening deposit is $2,500.00. No interest is accrued on any day that the balance is less than $10.00.
Offer: Tier 1 rate. Monthly fee of $15.00 is waived with a minimum daily balance of $2,500.
0.03% interest rate · $15 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $2,500 0.03% $2,500 and upYour amountTier 2 rate. 0.10% Rate checked
More details - East Cambridge Savings BankEast Cambridge Statement SavingsSavings · $10 min · 0.00%–0.10% by balance
Bank · 11 branches
0.10%APY$10 a year on $10,000Requirements
Product: Maintain a $10 average monthly balance to waive the $1 monthly maintenance fee. Eligible to link to a checking account for overdraft protection. Variable rate account; interest rates may change after account opening.
Offer: Maintain a $10 average monthly balance to waive the $1 monthly maintenance fee.
$1 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for East Cambridge Statement Savings Balance APY Up to $10 0.00% $10 and upYour amount 0.10% Rate checked
More details - TruNorth BankGet More Tiered Money MarketGet More Tiered Money Market · $1,000 min · 0.10%–0.30% by balance
Bank · 49 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00. Tiered interest rates based on balance tiers.
$6 monthly fee
Rate by balance
Rate by balance for Get More Tiered Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $1,000,000 0.25% $1,000,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain $5 minimum balance. A $2.00 monthly account maintenance fee applies beginning 2 years after account opening, but is waived if maintaining a $250 combined daily balance in shares and checking, having a loan or VISA, or if under 22 years of age. Excess share withdrawals over 3 per month incur a $5.00 fee (exempt if maintaining a $2,000 Share Savings balance). Dividends compounded and paid monthly.
0.10% interest rate · $2 monthly fee · Effective Aug 17, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–23
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches