Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Massachusetts
- 0.40%APY$40 a year on $10,000
Requirements
Product: Online transactions only. Online Banking and eDocuments required within 30 days of account opening.
Offer: Minimum Opening Deposit: $500. Interest is paid and compounded monthly. Fees could reduce the earnings on these accounts.
0.40% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Up to $10 0.40% Up to $100 0.40% $100 – $1,000,000Your amount 0.40% Over $1,000,000 0.25%* Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $200.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $400.
0.40% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest is compounded and credited monthly. Daily balance method used to calculate interest. Maximum of six preauthorized, automatic, telephone, or electronic transfers/payments per monthly statement cycle; after three violations account may be converted to Simply Free Checking.
Offer: Must maintain a minimum balance of $50 each day to obtain the disclosed APY.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Available online only. Rates subject to change without notice. Fees may reduce earnings.
Offer: Available online only. Minimum balance to earn interest is $50.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Must meet credit union membership requirements, including purchase and maintenance of at least one membership share.
0.40% interest rate
Rate by balance
Rate by balance for Share Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.50% Rate checked
More details - Mass Bay Credit UnionMoney MarketMoney Market · $10 min · 0.05%–0.80% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.15% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 and up 0.80% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Tiered interest based on account balance; no monthly maintenance fee. Select accounts may be opened online. Additional options available in branch. Available with or without qualifying PRIME TIME Checking account.
Offer: Customers must maintain a PRIME TIME Checking Account to be eligible for product. Rate may change after the account is opened.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prime Time Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.45% $50,000 – $100,000 0.95% $100,000 – $250,000 2.02% $250,000 – $500,000 2.53% $500,000 – $1,000,000 2.53% $1,000,000 – $1,500,000 1.21% $1,500,000 – $2,000,000 1.21% Over $2,000,000 1.21% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Customers must maintain a PRIME TIME Checking Account to be eligible for product (†). Rate may change after account is opened. Minimum opening deposit is $10.00.
Offer: Rate may change after account is opened.
Qualified rate · 0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prime Time™ Balance APY Up to $1,000 0.05% $1,000 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 0.75% $50,000 – $100,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 1.06% $100,000 – $250,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.02% $250,000 – $500,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% $500,000 – $1,000,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% $1,000,000 – $1,500,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% $1,500,000 – $2,000,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% Over $2,000,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Customers must maintain a PRIME TIME Checking Account to be eligible for product (†). Rate may change after account is opened. Minimum opening deposit is $10.00.
Offer: Customers must maintain a PRIME TIME Checking Account to be eligible for product. Rate may change after account is opened.
Qualified rate · 0.30% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prime Time™ Balance APY Up to $25,000Your amount 0.30% $25,000 – $50,000 0.45% $50,000 – $100,000 0.95% $100,000 – $250,000 1.21% $250,000 – $500,000 1.21% $500,000 – $1,000,000 1.21% $1,000,000 – $1,500,000 1.21% $1,500,000 – $2,000,000 1.21% Over $2,000,000 1.21% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: Tiered interest based on account balance; no monthly maintenance fee. Select accounts may be opened online. Additional options available in branch. Available with or without qualifying PRIME TIME Checking account.
Offer: Rate may change after the account is opened.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prime Time Balance APY Up to $1,000 0.05% $1,000 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 0.75% $50,000 – $1,000,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 1.06% $1,000,000 – $1,500,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% $1,500,000 – $2,000,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% Over $2,000,000Customers must maintain a PRIME TIME Checking Account to be eligible for product. 2.53% Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 140 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: If the average daily balance for a statement period falls below $2,500, the dividend for that statement period will be calculated using the applicable regular savings rate. Limited check writing access.
Offer: Minimum deposit to earn rate is $2,500.
0.30% interest rate · Effective Sep 1, 2026
Rate checked
More details - First Responders Credit UnionTiered Rate Money Market Account (MMDA)Tiered Rate Money Market Account (MMDA) · $2,500 min · 0.25%–1.75% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Account (MMDA) Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 and up 1.75% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. Open at your local Branch.
Offer: A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00.
0.05% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.30% $50,000 – $100,000 0.50% $100,000 – $500,000 0.50% $500,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches