Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 736–750 results in Illinois
- 0.02%APY$2 a year on $10,000
Requirements
Product: No minimum balance stated on product page. Contribute via payroll deduction, funds transfer, or deposit. Dividends paid quarterly.
Offer: Minimum balance $500.
0.02% interest rate · Effective Oct 6, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
0.02% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Establishes membership at MCLCU. Minimum $100.00 to open and must always remain in your account. Dividends accrue monthly and are compounded and paid quarterly.
Offer: Minimum deposit $100.00. Dividends accrue monthly and are paid quarterly. Dividends may vary due to income and expenses of the Credit Union.
0.02% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Rates listed are for accounts opened online. Must be 18 or older, a U.S. citizen or resident alien, and reside in AZ, CA, CO, IL, IA, KS, MN, MO, NE, NM, OK, TX, UT, or WI to open online.
Offer: Monthly service fee waived with $100 minimum daily ledger balance.
0.02% interest rate · $3 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Access account securely online with online banking account. Add BIG CHANGE to accumulate and transfer debit card round-ups daily from checking to savings.
Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.
Qualified rate · 0.01% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Offer: All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. The rate may change after the account is opened.
0.01% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Free account that builds savings automatically. Linked to free Cha-CHING Ca$h or Cha-CHING Ca$h Back checking account. Automatic transfers of rewards. Limit one account per SSN.
Offer: Base rate applied to all balances if monthly qualifications are not met in linked account.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Oct 20, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Reward Savings accounts must be linked to a High Interest Reward Checking or Cash Back Reward checking account. If the linked checking account satisfies the qualification requirements for a monthly qualification cycle (minimum 12 debit card purchases post, monthly e-Statements, and log into online banking at least once during the cycle), earns qualifying rate; otherwise earns nonqualifying rate.
Offer: Non-qualifying rate when linked checking account does not satisfy monthly qualification cycle requirements.
Qualified rate · 0.01% interest rate · Effective Oct 23, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 153 branches
0.01%APY$1 a year on $10,000Requirements
Offer: Standard rate
0.01% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly service fee waived with a $300 daily balance or at least one monthly electronic deposit of $25 or more, and waived for the first 60 days after new account opening. Up to 3 free withdrawals or transfers per month ($2.00 for each additional transaction). Free paperless statements; $3.00 per month for paper statements.
Offer: No minimum balance requirement to earn APY. Monthly service fee is $5.00, waived if maintaining a $300 minimum daily balance or having at least one monthly electronic deposit of $25 or more (also waived for the first 60 days for new accounts). Free paperless statements; $3.00/month for paper statements. Up to 3 free withdrawals/transfers per month ($2.00 each thereafter). Annual deposit reward of up to $60 per account ($100 per household) available for making 11 consecutive monthly deposits and 4 or fewer withdrawals per year.
$5 monthly fee · Effective Oct 23, 2026
Rate checked
More details - Commerce BankPremium Money Market AccountPremium Money Market Account · $1,000 min
Bank · 10 branches
0.01%APY$1 a year on $10,000Requirements
Product: Monthly service fee of $12 waived with $5,000 daily balance. Interest compounded monthly. Daily balance method applies a daily periodic rate to ending collected balance. Rate increases when balances reach $24,999.00 and $99,998.00. Rate is based on five tier levels.
Offer: Monthly service fee $12 waived if $5,000 daily balance is maintained for the monthly cycle. Rate applies based on ending collected balance each day.
Compounded monthly · $12 monthly fee · Effective Oct 23, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Foundational account for credit union membership. Up to 6 penalty-free withdrawals per month.
Offer: BCU covers the $1 minimum deposit requirement. No monthly maintenance fees. Up to 6 penalty-free withdrawals per month.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Businesses are not eligible. Minimum balance required to open is $100. Monthly auto transfer required. Rates are based if monthly qualifications are met: 1 ACH Debit, 12 Debit Card transactions post and clear, Receive e-statement. Maximum deposit $200,000.
Offer: Base rate and APY if monthly qualifications are not met.
Qualified rate · 0.01% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch