Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Illinois
- Cooperative Choice Network Credit UnionSub-Share Savings AccountSavings · $5 min · 0.95%–1.06% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,000Requirements
Product: Allows members to save for special events while earning the same dividends as the Share Savings Account. Requires no minimum balance. Not accessible through an ATM.
Offer: Earns the same dividends as the Share Savings Account.
0.95% interest rate · Effective Sep 1, 2025
Rate by balance
Rate by balance for Sub-Share Savings Account Balance APY Up to $1,000 0.95% $1,000 – $10,000Your amount 1.01% Over $10,000 1.06% Rate checked
More details - Cooperative Choice Network Credit UnionShare Savings AccountSavings · $5 min · 0.95%–1.06% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,000Requirements
Product: Membership in the credit union is established by depositing and maintaining at least $5.00 in this account. Dividends are compounded daily and paid monthly. Tiering Method A: pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.
0.95% interest rate · Compounded daily · Effective Sep 1, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.95% $1,000 – $10,000Your amount 1.01% Over $10,000 1.06% Rate checked
More details - 1.01%APY$101 a year on $10,000with conditions
Requirements
Product: Linked to Forward Checking account. Limit one Forward Checking and Forward Savings account per Social Security Number. Interest earned and ATM fees reimbursed from Forward Checking transfer to Forward Savings. No monthly service fee.
Offer: Applies to all balances if qualifications are met each monthly qualification cycle in the Forward Checking account (at least 10 debit card purchases post and settle, at least 1 automatic payment or direct deposit post and settle, agree to receive and able to review electronic statements).
Qualified rate · No monthly fee · Effective Jun 23, 2023
Rate checked
More details - First State BankFirst Class Money MarketFirst Class Money Market · $2,500 min · 1.00%–2.27% by balance
Bank · 19 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Interest compounded daily, paid monthly. Interest rate subject to change every Wednesday / every other Wednesday. Rates are variable and may change after account is opened. Fees may reduce earnings. A $50 fee will be charged if the account is closed within 90 days.
Offer: Minimum balance to earn APY: $0.00 to $2,499.99. $2,500.00 Minimum To Open. Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance.
1.00% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for First Class Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 and up 2.27% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly maintenance fees.
Offer: Minimum to earn stated APY is $5,000.
1.00% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - Vibrant Credit UnionEveryday SavingsSavings · $0 min · 0.10%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Everyday Savings is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Everyday Savings Balance APY Up to $99 0.10% $100 – $9,999 0.10% $10,000 – $14,999Your amount 1.00% $15,000 – $24,999 1.00% $25,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $999,999 1.00% $1,000,000 and up 1.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Service charge of $5.00 is waived if balance is $50 and up. Limited to no more than 6 pre-authorized withdrawals each statement cycle.
Offer: Minimum balance to obtain the APY is $50. $5.00 service charge waived if balance is $50 and up. Interest compounded and credited monthly.
1.00% interest rate · $5 monthly fee · Effective Oct 8, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: An active Bank First checking account with direct deposit is required to maintain this account. Limited to 10 debit transactions per statement cycle when statements are monthly and 30 when quarterly. Compounded quarterly at a variable rate.
Offer: Requires Bank First checking with direct deposit.
Qualified rate · 0.00% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Savings Elite Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.41% $100,000 and up 1.66% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.
Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.
Balance cap $25,000 · $6 monthly fee
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Maintenance fee applies only when account balance falls below $200 minimum balance any day during the month. Accounts with $0 balance for 30 days will be automatically closed.
Offer: Credit frequency: Quarterly. Daily collected balance method. The APY is paid on the full balance for that tier. Monthly maintenance fee of $5 waived with minimum balance of $200.
1.00% interest rate · $5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Fox Valley Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–1.41% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends are paid monthly and a minimum balance of $1,000 is required.
Offer: Dividends Paid Monthly
1.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 1.00% $10,001 – $20,000 1.11% $20,001 – $50,000 1.21% $50,001 – $100,000 1.31% $100,001 and up 1.41% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 10 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.
Offer: When linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/payment, at least 10 debit card purchases, eStatements, and digital banking login).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash® Plus account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 30 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.
Offer: When linked Kasasa Cash Plus account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/payment, at least 30 debit card purchases, eStatements, and digital banking login).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - New Century Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.75%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: APY paid on average daily balance; must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields paid monthly. Rates subject to change.
Offer: Deposit $2,000 to $9,999.99. APY on average daily balance; maintain the account minimum average daily balance to obtain disclosed APY. Yields paid monthly.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $10,000 0.75% $10,000 – $75,000Your amountDeposit $10,000 to $74.999.99 as stated. 1.00% $75,000 and upDeposit $75,000 and above. 1.50% Rate checked
More details - Heartland Credit UnionPlatinum Money MarketPlatinum Money Market · $0 min · 1.00%–3.20% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Rates for approved members. Account is for balances of $25,000 or more. No fees to maintain the account and no withdrawal fees. Dividends compound and pay monthly.
1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 1.00% $25,000 – $50,000 2.43% $50,000 – $100,000 2.63% $100,000 – $250,000 2.94% $250,000 and up 3.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
783 accounts at 327 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.92%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch