Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Iowa
- River Valley Credit UnionMoney Market Share AccountsMoney Market Share Accounts · $5,000 min · 1.36%–1.87% by balance
Credit union · 2 branches
1.36%APY$136 a year on $10,000Requirements
Product: Must maintain a $5,000 minimum balance.
1.35% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $5,000 – $24,999Your amount 1.36% $25,000 and up 1.87% Rate checked
More details - Journey Credit UnionShare SavingsSavings · $25 min · 0.75%–1.31% by balance
Credit union · 2 branches
1.31%APY$131 a year on $10,000Requirements
Product: Dividends paid monthly once balance reaches $100.00. Includes 8 free ATM processing transactions per month.
Offer: Tier 1: Up to $4,999.99. Dividends paid monthly once balance reaches $100.00.
0.75% interest rate · Effective Sep 14, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $5,000 0.75% $5,000 and upYour amount 1.31% Rate checked
More details - Greater Iowa Credit UnioneMoney MarketeMoney Market · $10,000 min · 1.30%–2.17% by balance
Credit union · 9 branches
1.30%APY$130 a year on $10,000Requirements
Product: Must be enrolled in electronic statements (eStatements) with a valid email address. Rates may vary after the account is opened.
Offer: Must be enrolled in electronic statements (eStatements) with a valid email address.
1.29% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for eMoney Market Balance APY $10,000 and upYour amount 1.30% $25,000 and up 1.35% $50,000 and up 1.51% $100,000 and up 1.71% $250,000 and up 1.92% $500,000 and up 2.17% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 36 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - 1.26%APY$126 a year on $10,000with conditions
Requirements
Product: A Leighton Interest or Leighton Cash Back account is required to have a Leighton Savings rewards account. Limit one Leighton Savings rewards account per SSN. Available on consumer purpose accounts only.
Offer: Applies to balances up to $100,000.00 when qualifications are met in Leighton Interest or Leighton Cash Back account during the monthly qualification cycle (at least one ACH debit transaction post and settle, at least 12 debit card purchases post and settle, and enrolled in online banking with eStatements). Maintenance fee of $1.00 per withdrawal after 6 per statement cycle.
Qualified rate · 1.26% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for Leighton Savings Balance APY Up to $100,000Your amount 1.26% Over $100,000 0.25% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.20% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.20% $5,000 – $10,000 1.23% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.43% $100,000 and up 1.45% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
Offer: Rates are variable and subject to change without notice after account is opened. Fees may reduce earnings.
1.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 1.00% $2,500 – $25,000Your amount 1.25% $25,000 – $100,000 1.40% $100,000 and up 1.60% Rate checked
More details - North Star Community Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 1.00%–2.36% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000Requirements
Product: NO monthly fee when you maintain a minimum daily balance of $1,500. Five free cash withdrawals per month ($5 fee for additional withdrawals; $500 minimum per withdrawal, $5 fee for less). Up to six electronic withdrawals per month (of which 3 may be made by check). Minimum deposits of $100. Dividends are calculated daily and paid monthly. Rates may change after account opening.
0.99% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,500 1.00% $1,501 – $5,000 1.02% $5,001 – $10,000Your amount 1.25% $10,001 – $25,000 1.27% $25,001 – $50,000 2.30% $50,001 – $75,000 2.32% $75,001 – $100,000 2.34% $100,001 and up 2.36% Rate checked
More details - Corda Credit UnionHigh-Yield Money MarketHigh-Yield Money Market · $0 min · 0.00%–3.75% by balance
Credit union · 5 branches
1.25%APY$125 a year on $10,000Requirements
Product: Membership Savings account is required to obtain Corda Credit Union products. Rates are based on average daily balance and may change without notice after account opening. With only a $1,000 minimum deposit to start earning interest.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Money Market Balance APY Up to $5,000 0.00% $5,000 – $50,000Your amount 1.25% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 3.25% Over $500,000 3.75% Rate checked
More details - Telco Triad Community Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.25%–2.00% by balance
Credit union · 6 branches
1.25%APY$125 a year on $10,000Requirements
Product: Minimum balance $1,000; minimum withdrawal $250.
Offer: APY on entire account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $50,000Your amount 1.25% $50,000 – $100,000 1.75% $100,000 and up 2.00% Rate checked
More details - 1.21%APY$121 a year on $10,000
Requirements
Product: *A savings account is defined as dormant if there is no activity for one year. **You may make six transfers from your account during each four week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Offer: If the account balance falls below $10.00 during the month or becomes dormant and has a balance below $50.00 there will be a $3.00 per month fee imposed, or an $8.00 fee per calendar quarter if the account balance falls below $10 at any time during that period.
1.20% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.19%APY$119 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rewards rates, must meet checking qualifications each monthly qualification cycle: at least 12 POS debit card purchases post and settle, at least 1 ACH automatic credit post and settle, maintain valid email address, and enroll in eStatements.
Offer: Qualifying rate on balances of $15,000.00 or less when monthly qualifications are met in linked Kasasa checking account.
Qualified rate · 1.18% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Members1st Community Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 1.01%–2.27% by balance
Credit union · 7 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum of $2,500 to open and earn dividends.
Offer: Minimum of $2,500 to earn dividends.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 1.01% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.56% $50,000 – $100,000 1.76% $100,000 – $200,000 2.02% $200,000 and up 2.27% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.10% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.10% $5,000 – $10,000 1.13% $10,000 – $50,000Your amount 1.15% $50,000 – $100,000 1.33% $100,000 and up 1.35% Rate checked
More details - UNITE Credit UnionMoney Market (S7)Money Market (S7) · $1,000 min · 1.15%–1.85% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Min. deposit of $1,000 to open & earn dividends. Dividend rate automatically increases when you reach the next tier. Maximum of 6 withdrawals and transfers per month. Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the last dividend declaration date.
Offer: Min. deposit of $1,000 to open & earn dividends. Maximum of 6 withdrawals and transfers per month. Rates may vary after the account is opened.
1.15% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market (S7) Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.45% $50,000 – $100,000 1.65% $100,000 and up 1.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch