Best high-yield savings rates

Requirements

Product: Only available to members with a linked NGAGE Checking/Spending account. Limit 1 account per Social Security Number. Enrollment in eDocuments required; without eDocuments, FSCU reserves the right to convert the account to a Master Share Account. No monthly account maintenance charge.

Offer: Base rate applied when monthly qualifications in linked NGAGE Checking/Spending account are not met. No penalty incurred.

Requirements

Product: No minimum balance required to open account. Withdrawals subject to IRS penalty. Dividends compounded and paid monthly. Separate savings account to set and achieve a savings goal.

Offer: Balances Under $20,000.

Requirements

Product: No minimum deposit required to open account. Dividends compounded and paid monthly.

Requirements

Product: $25 minimum deposit required to open account, earn APY and is due prior to application for any additional services. Account subject to minimum balance requirement of $25. Dividends compounded and paid monthly.

Requirements

Product: Interest rates for money market savings accounts may vary depending on your area.

Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.

Requirements

Product: Flexible savings account to set goals. Account transfer limitations apply.

Offer: Minimum balance to earn stated APY is $1.00.

Requirements

Product: Open a savings account with $5 to establish membership in Five Star Credit Union. Par value of a share is $5.00. Average daily balance method used. Up to 4 withdrawals allowed per quarter (or no more than 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).

Offer: Minimum balance to earn stated APY is $5.00. Variable rate subject to change.

Requirements

Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice

Offer: Qualifications not met

Requirements

Product: Link to Southeastern Checking (Southeastern Cash or Cash Back). No minimum balance to earn rewards. No monthly maintenance fees.

Offer: Earned when qualifications on linked Southeastern Cash or Southeastern Cash Back account are not met during a Monthly Qualification Cycle.

Requirements

Product: Avoid the $10 monthly service fee by maintaining a $500 minimum daily balance. Dividends compounded and paid monthly. Applies to average daily balances over $2,000.

Offer: Minimum to earn dividends is $2,000. Avoid the $10 monthly service fee by maintaining a $500 minimum daily balance.

Requirements

Product: Must maintain a minimum average daily balance of $100 to earn dividends and obtain the disclosed APY. No monthly service fees. 6 free withdrawals per month ($15 fee for excess withdrawals).

Offer: Minimum daily balance of $100 to earn dividends.

Requirements

Product: Must be linked to a Prestige Plus Checking, Simply Cash Back Checking, Cash Back Eats/Simply Eats Checking, or Cash Back Play/Simply Play Checking account. Limit 1 account per SSN. $25 fee if closed within 90 days.

Offer: Base rate earned on entire daily balance if qualifications are not met in the linked checking account.

Requirements

Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Transfers of Kasasa Cash or Kasasa Cash Back earnings are automatic. Limit two accounts per social security number.

Offer: Base rate applied to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle.