Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Alabama
- AlaTrust Credit UnionShare AccountSavings · $101 min · 0.20%–0.40% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Designed for ages 25+. Holds membership at AlaTrust and pays dividends calculated on daily balances, credited and compounded quarterly. Electronic or automatic withdrawals and transfers are limited to 6 per month with unlimited free in-branch, AlaTrust ATM, or CO-OP ATM withdrawals.
Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Account Balance APY $101 – $9,999 0.20% $10,000 – $39,999Your amount 0.25% $40,000 – $75,000 0.30% $75,001 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Secondary savings account tied to primary Share Savings Account to help save for specific goals with custom nicknames.
Qualified rate · 0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Establishes membership in Listerhill Credit Union ($5 share). Monthly maintenance fee of $5 waived if under 25, account < 90 days old, member/household has a Listerhill loan/mortgage, or opened credit card / started relationship with Listerhill Investment Services within last 12 months.
Offer: Accurate as of last dividend declaration date. Dividends calculated/compounded quarterly. $5 monthly maintenance fee waived with qualifying age, account age, or loan/card/investment relationship.
0.20% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Transfers to another account or third parties limited to 6 per statement cycle. Excess transaction fee of $1.00 per transaction over limit. Rate may change after account is open. May require a minimum daily balance.
Offer: Interest credited quarterly. Rate may change after opening. APY assumes funds remain on deposit a full year.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Establishes membership with the credit union. Access account with free digital banking services. Dividends calculated on average daily balance, paid monthly.
Offer: Minimum balance to earn APY is $100.00 or more.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Balance is automatically transferred to Regular Savings account on April 1 each year.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $100. Dividend payment frequency is quarterly.
Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum balance to earn dividends is $100. Dividend payment frequency is quarterly.
Effective Oct 1, 2026
Rate checked
More details - New Horizons Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.45% by balance
Credit union · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must join/be a member of New Horizons Credit Union. Variable rates subject to change monthly. Fees may reduce earnings. Low balance fees and other conditions per Truth-In-Savings Disclosure. Minimum to open is $2,500.00. A maximum of three transfers may be by check, draft, or similar order payable to a third party.
Offer: Variable rate subject to change monthly. May incur a fee for low balances and other conditions. Fees may reduce earnings.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 and up 0.45% Rate checked
More details - Alabama ONEMembership Savings AccountsSavings · $5 min · 0.00%–0.20% by balance
Credit union · 31 branches
0.20%APY$20 a year on $10,000Requirements
Product: Every Alabama ONE member has a membership savings account. Variable Rate account. Savings account dividends are compounded and paid quarterly. $5 membership fee required.
0.00% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Membership Savings Accounts Balance APY Up to $1,000 0.00% $1,000 and upYour amount 0.20% Rate checked
More details - Family Savings Credit UnionMaster Share AccountSavings · $2,000 min · 0.20%–0.30% by balance
Credit union · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must maintain the $5.00 par value of a regular share. No monthly service fee with enrollment in eDocuments; may be subject to a $3 per month account maintenance fee without eDocuments.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Master Share Account Balance APY $2,000 – $10,000Your amount 0.20% Over $10,000 0.30% Rate checked
More details - Guardian Credit UnionPrimary Share AccountSavings · $100 min · 0.10%–0.20% by balance
Credit union · 16 branches
0.20%APY$20 a year on $10,000Requirements
Product: Primary Share Account establishes membership in the credit union. No monthly service fees. Dividends earned quarterly on average daily balances above $100. Online opening minimum is $1.
Offer: Average daily balance $100 - $2,999; dividends paid quarterly.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Primary Share Account Balance APY $100 – $2,999 0.10% $3,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service charge. $4.85 quarterly paper statement fee waived if average quarter to date balance is $5,000 or greater, OR average quarter to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements. Primary account holder must maintain an active internet banking account and current, active email address.
Offer: Earns interest on entire balance. Interest compounded and credited quarterly. Variable rate.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY Up to $100,000Your amount 0.20% $100,000 – $250,000 0.20% $250,000 and up 0.50% Rate checked
More details - Keesler Federal Credit UnionPrimary Share SavingsSavings · $1 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Earn quarterly dividends; 0.15% for balances less than $5,000, 0.20% for balances $5,000 or more.
Offer: Paid quarterly; balances less than $5,000.
0.15% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.15%* $5,000 and upYour amount 0.20%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 22–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches