Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Oshkosh, WI
- Capital Credit UnionMoney Market PlatinumMoney Market Platinum · $2,500 min · 0.55%–2.50% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: No monthly service fee. Dividends compound monthly. Variable rate account subject to change after opening.
Offer: Dividends compound monthly.
0.55% interest rate · No monthly fee · Effective Jan 20, 2026
Rate by balance
Rate by balance for Money Market Platinum Balance APY $2,500 – $5,000 0.55% $5,000 – $15,000Your amount 0.95% $15,000 – $25,000 1.00% $25,000 – $50,000 1.35% $50,000 – $100,000 1.65% $100,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - Community First Credit UnionAffordable Money MarketAffordable Money Market · $7,500 min
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Balances falling below $7,500 earn a rate and APY of 0.30%, and incur a $15 monthly service charge.
0.90% interest rate · Effective Oct 5, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details - Bristol Morgan BankConsumer Money MarketConsumer Money Market · $0 min · 0.25%–4.00% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum daily balance to obtain APY is $1,000. Interest rate and APY may change after account opening.
Offer: Minimum daily balance to obtain APY | $1,000. The Interest Rate and Annual Percentage Yield may change after account opening.
0.25% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.75% $25,000 – $100,000 1.25% $100,000 – $250,000 1.75% $250,000 – $500,000 2.00% $500,000 and up 4.00% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: $500 daily balance to earn dividends. No minimum balance required to open/maintain. No monthly service fee. Higher APY applies when bundled with a qualifying Verve Premier Checking account (monthly ACH direct deposits totaling at least $500, valid email address, and enrolled in eStatements). When not bundled or qualifications not met, non-qualified rate applies.
Offer: Qualifications met: Bundled with qualifying Verve Premier Checking (monthly ACH direct deposits in checking totaling at least $500, valid email address, and enrolled in eStatements). Dividends compounded and paid monthly.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - Fox Communities Credit UnionEveryday Money MarketEveryday Money Market · $100 min · 0.50%–2.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Tiered variable rate account requiring a daily balance of $100 or more to earn dividends. Membership required ($5 Membership Share). No long-term time commitment.
0.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Everyday Money Market Balance APY $100 – $15,000Your amount 0.50% $15,000 – $100,000 1.00% $100,000 – $500,000 1.50% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - Fox Communities Credit UnionFox Rewards Money MarketFox Rewards Money Market · $0 min · 0.50%–3.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered variable rate account requiring an average daily balance of $15,000 or more during each dividend period. Requires Fox Rewards Checking with same ownership, meeting monthly earning qualifications for checking, eStatements, and valid email address. If qualifications are not met, earnings are reduced. Membership required ($5 Membership Share). No monthly fees.
Offer: Qualifications NOT met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Fox Rewards Money Market Balance APY Up to $15,000Your amount 0.50% $15,000 – $100,000 1.00% $100,000 – $500,000 2.00% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Basic savings account. No monthly fee with any active loan or other deposit account, minimum balance of $1,000, primary owner under age 18, or safe deposit box lease; otherwise $5 monthly fee. Compounded daily, paid monthly.
Offer: Dividends earned on all days with a balance of $100 or more. Variable rate. Compounded daily, paid monthly.
0.50% interest rate · Compounded daily · $5 monthly fee
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - FVSBankMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.26% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Interest is compounded and credited every statement cycle. FVSBank reserves the right to limit new accounts to individuals residing in its Wisconsin market areas. Money market regulations apply.
Offer: Monthly fee of $5 is waived with a $1,200 minimum balance and enrollment in Digital Statements.
0.00% interest rate · $5 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $499 0.00% $500 – $2,499 0.15% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 1.00% $50,000 – $99,999 1.16% $100,000 and up 1.26% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000with conditions
Requirements
Product: No minimum balance to earn dividends. No monthly service fee. Membership eligibility required. Qualification cycle is one calendar month. Higher rate requires bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements.
Offer: Qualifications met: Bundled Verve Essential Checking with monthly ACH direct deposits totaling at least $250, valid email address, and enrollment in eStatements. Dividends compounded and paid monthly.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Jan 13, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Lifetime membership stake in credit union. Dividends compounded quarterly based on average daily balance.
Offer: Earn dividends on balances of $100 or more; dividends compounded quarterly based on average daily balance.
0.30% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Additional savings account to keep savings goals separated from everyday funds. Dividends compounded quarterly based on average daily balance.
Offer: Earn dividends on balances of $100 or more; dividends compounded quarterly based on average daily balance.
0.30% interest rate · Compounded quarterly · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oshkosh, WI
68 accounts at 20 banks and credit unions · checked Oct 16–17
- Typical
- 0.20%
- Top 10% from
- 1.73%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Oshkosh, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Community First Credit UnionCredit union · 10 branches
- Evergreen Credit UnionCredit union · 1 branch
- Capital Credit UnionCredit union · 2 branches